Hims vs Peter MD: Which Online TRT Fits You — and What Year One Really Costs
Hims vs Peter MD comes down to the medicine, the full bill and what you owe if you stop. Hims lists FDA-approved injections and pills, plus compounded TRT. Peter MD advertises injections at $948 prepaid yearly, before labs. Neither is a proven price winner without your complete quote; fertility plans may change the care route.
Published offers and policies, checked November 5, 2026: Hims prices, membership terms, TRT launch, Peter MD plans, annual product, refund policy and lab limits. These are not complete personal quotes.
That's the short answer. The part most comparisons miss is what happens if you stop early. Peter MD's lowest advertised price means paying for a year upfront. Hims can also involve prepaid medication and continuing membership charges. A monthly price is not the same as a monthly commitment.
Hims is likely the better fit if you:
- Want an FDA-approved product, not a compounded one
- Want a pill instead of shots
- Would rather collect blood at home than visit a lab
Peter MD is worth comparing if you:
- Are comfortable prepaying for an injection plan after clinician evaluation
- Want a plan that covers medication, supplies, shipping and doctor visits, with labs priced separately
- Want to pay with an HSA or FSA card
- Already have lab work from the last six months
Before prepaying Peter MD: Its terms still name Partell, while Nevada's approved minutes record a license revocation effective December 31, 2025. Confirm the current dispensing pharmacy and active license; the pharmacy records below explain what was—and was not—established. Peter MD terms · Nevada record
These are fit judgments based on the published offers, not promises of eligibility. Peter MD says it may accept recent labs; the clinician decides whether they are sufficient. Hims options · Peter MD plan inclusions · Peter MD recent-lab policy
Don't commit to a treatment plan yet if you: haven't had symptoms and repeat low morning results evaluated. If you want children soon or have a complex health history, start with primary care or the appropriate specialist. We explain why below. Endocrine Society guidance
This comparison covers testosterone-deficiency care for U.S. adult men.
Educational information, not medical advice. Testosterone is a prescription-only Schedule III controlled substance. If you have chest pain, trouble breathing, or other urgent symptoms, call 911 or get emergency care. DEA scheduling
TRT Provider Guide is the independent decision resource for testosterone replacement therapy — helping U.S. adults understand how low testosterone is evaluated, compare online and local care models and providers, and choose the next step that fits their health needs, fertility plans, budget, state, and care preferences, with every material claim verified and dated.
How we make money: TRT Provider Guide has affiliate relationships with Male Excel and Hone Health and may earn commissions through labeled paid links in this article and elsewhere on the site. The clearly labeled Male Excel and Hone offer links are paid referrals. Product, pricing, policy and other research links remain direct and untracked. That never changes the verdicts above. Read our affiliate disclosure.
Hims vs Peter MD: which one should you choose?
Hims is the clearer starting point if you want to compare its named FDA-approved injection or oral testosterone product. Peter MD is worth checking if a prepaid injection plan suits you, but its $948 annual price excludes labs and does not establish a complete-cost win. If fertility or a complex history is central, choose the care route with a clinician before choosing a subscription.
Here's where people usually land. Find yourself in the list.
Sources: Hims options, Hims terms, Hims launch, Peter MD plans, recent labs, lab limits, payment policies and clinical guidance.
The right TRT provider is not the same for every person — it depends on whether low testosterone has been properly evaluated, your symptoms and health history, your fertility plans, your state, your insurance or cash-pay preference, your treatment-format preference, your budget, and whether online or in-person care is the better starting point. Some situations belong with primary care, urology, endocrinology, reproductive urology, or urgent or emergency care when the symptoms warrant it. Because a general answer cannot resolve those for you, use TRT Provider Guide's Find My TRT Path tool to check age and state eligibility for the site's featured Male Excel TRT offer, not medical suitability or treatment preferences, and take the questions below to a clinician before you pay.
What we actually verified — November 5, 2026
Sources we checked: Hims' testosterone page and FAQ; Hims' October 21, 2026 TRT launch announcement; its current Terms and Conditions, last updated October 20, 2026; its cancellation, video-visit and records help pages; Peter MD's current plan, product, lab, contact, terms and refund pages; FDA, DEA, Federal Register, specialty guidance, pharmacy-board records, BBB and Trustpilot.
Confirmed on the providers' pages: advertised prices and inclusions, separate Hims membership charges, cancellation wording, Peter MD's HSA/FSA acceptance, named pharmacy partners and published lab restrictions. These establish what each provider says, not independently tested service performance.
Independently checked: drug approval distinctions, Schedule III status, the current federal extension, the clinical testing and fertility guidance, and the specific public records linked below.
Still open — ask before you pay: your Hims membership total and medication billing schedule; your complete lab bill; which Peter MD minimum term applies; your exact prescribed product and dispensing pharmacy; and the clinician and state-specific rules that apply to you.
What we did not do: We didn't enroll, buy, get treated, or test customer service at either company. This is a comparison of public evidence, not a hands-on review.
Ready to check your own numbers? Jump to the full first-year math ↓
What does Hims offer for TRT now, and what does Peter MD offer?
Since October 21, 2026, Hims offers three testosterone treatments: a compounded injection, an FDA-approved generic testosterone cypionate injection, and FDA-approved Kyzatrex pills. Peter MD advertises testosterone cypionate injections, plus hCG and enclomiphene as separate products. Both also sell enclomiphene, which is a different drug — not testosterone replacement. Hims launch · Peter MD testosterone · hCG · enclomiphene
If you read a comparison that says "Hims only sells enclomiphene," it is out of date. That's no longer true. Hims added injectable and oral testosterone replacement therapy (TRT) on October 21, 2026.
What each one actually prescribes
FDA-approved testosterone products
Compounded testosterone and products requiring clarification
Hims' frequency descriptions are its advertised offerings, not instructions for your treatment. Approval of a drug does not mean every prescribed schedule is FDA-approved; Hims notes this distinction for its generic injection. Hims generic product
Other prescription treatments — not TRT
Sources: Hims prices, launch, Peter MD testosterone, enclomiphene, hCG, FDA enclomiphene discussion and Pregnyl prescribing information. Checked November 5, 2026.
A few words that matter here
- Testosterone replacement therapy (TRT): a prescription that puts testosterone into your body.
- FDA-approved: the FDA reviewed the drug for safety, effectiveness and quality before it was sold.
- Compounded: a pharmacy mixed the drug for patients. The FDA does not review compounded drugs for safety, effectiveness or quality before they're dispensed. Compounding can meet a medical need that an approved product cannot meet; it does not make the preparation FDA-approved. FDA explanation
- Enclomiphene: a drug that can stimulate the body's own testosterone production. It is not testosterone and not TRT. FDA discussion
What Peter MD's injection plan covers
Peter MD's annual product page lists testosterone cypionate, an aromatase inhibitor, injection supplies, shipping, and all physician consults as included. Its monthly product page says the aromatase inhibitor is included if needed and states a dose limit. Get the prescribed medicine, included add-ons and final price in writing rather than assuming every change is included. Peter MD annual product · Monthly product
Peter MD's site labels enclomiphene "Oral TRT." It isn't. If a pill matters to you, Hims explicitly lists Kyzatrex as oral testosterone; Peter MD's enclomiphene offer is not an equivalent product. Hims options · Peter MD enclomiphene
Want to see the treatment options for yourself? Hims lists all four on one page. See Hims' current testosterone options →
How much does Hims vs Peter MD cost in the first year?
Peter MD advertises $948 upfront for its annual injection plan, with labs extra. Hims advertises compounded injections from $79/month for the medicine alone, with a separate membership whose total depends on your plan. We cannot verify an overall cheapest provider without those missing charges, so the ledger below shows the known components and the questions that finish the quote.
The two companies price things in opposite ways. That's why "$79" and "$49" don't mean what they look like.
- Peter MD sells one plan price that bundles the medicine, supplies, shipping and doctor visits. Labs are extra. The lowest advertised monthly equivalent requires paying for 12 months upfront.
- Hims charges a membership plus a separate medication price. Its terms include two qualifying tests and extra testing the clinician determines treatment requires. Membership may bill monthly or annually; medication has its own checkout-selected schedule.
The same-year cost ledger
We used each company's published prices and multiplied them over 12 months. This is our math, not either company's quote.
M = your confirmed membership charges over 12 months. L = your full clinician-ordered laboratory bill. The medication figures below assume the starting rate stays unchanged. They are not guaranteed complete first-year quotes.
For Testosterone Rx+, which is not TRT, the advertised $49/month medication rate annualizes to $588 + M. Keep that comparison separate from testosterone replacement.
Sources: Hims prices, membership FAQ, terms, Peter MD main plans, annual product, monthly product and six-month listing.
How we got these numbers:
- Prices are the published starting prices, checked November 5, 2026. Your dose and plan can change them.
- Hims lists a $49 membership fee at checkout, but its terms allow monthly or annual membership and its FAQ says pricing varies by cadence. We could not verify a universal $49 monthly renewal, so the membership total stays visible as M.
- Peter MD's monthly calculation is $278 + (10 × $139) = $1,668. That is annualized advertised billing, not proof that the monthly plan has no commitment.
- One Peter MD product page shows $714 for the 6-month plan and is out of stock; its main plan page advertises $654. An unavailable product listing is not a verified checkout offer.
- Shipping is included according to the providers' offer pages. Confirm any separate required charge in your own quote.
What could Peter MD's labs add?
Its current listings show a $95 starter panel and a $124.50 follow-up panel. The examples below assume those specific panels; they are not a recommended testing schedule or proof that every required test is covered.
With the same two-follow-up assumption, the six-month plan renewed at $654 would total $1,652, and the advertised monthly billing would total $2,012. Add any further required tests or charges. Starter panel · Follow-up panel
The $95 starter listing does not confirm a CBC or two separate diagnostic morning draws. Ask which additional tests your clinician needs and what they cost.
Which Peter MD price will you actually see?
Peter MD's price shows up in a lot of places, and the numbers don't all match. Here are the TRT prices we found on its current pages:
Sources: Main plans, monthly product, out-of-stock listing and gopetermd.com.
None of this means the $79 plan isn't real. It is. It means you should read the total on the checkout screen before you pay, and screenshot it.
The honest tradeoff
Peter MD's $79 monthly equivalent requires a $948 upfront payment. Hims' separate membership and medication terms can also leave charges due after you ask to cancel. Neither advertised monthly figure, by itself, tells you the full cost of leaving.
Not sure you're ready to commit? The next section shows the payments to compare and the terms that can change your exit bill.
Comfortable with a prepaid plan? Get the full quote and current pharmacy details, then see Peter MD's current 12-month plan and price →
What happens if you stop early or cancel?
Peter MD's policy makes medication sales final once medication is received and requires an email at least 48 hours before renewal processing. Hims requires cancellation at least two days before billing, but membership can remain payable through a medication supply already shipped. There is no verified crossover month: your payment schedule, lab needs and remaining obligations determine the comparison.
You don't need to plan to quit. You just need to know your downside.
Money already paid if you stop after…
Use these checkpoints to compare cash paid. Enter Hims' actual membership and medication charges from your quote or account; its advertised monthly equivalent is not a verified payment schedule.
Our math from Peter MD's annual and monthly offers and the $95 starter panel. Add $124.50 for each of the listed follow-up panels purchased, plus any other required costs. Monthly figures assume the advertised billing continues without a price change. They do not resolve the conflicting minimum term.
Cash paid is not the same as the final cost of leaving. For each provider, add any remaining amount owed and subtract only a refund the policy or a written answer actually grants. Hims' shipped-supply membership obligation and Peter MD's minimum-term uncertainty are why a universal "month-10 rule" would be misleading. Hims terms · Peter MD minimum-term FAQ
How each company handles cancelling and refunds
Refunds for partially used Hims membership or medication periods outside the stated exceptions are not guaranteed.
Sources: Hims cancellation help, Hims Terms and Conditions (last updated October 20, 2026), Peter MD Refund and Auto-Bill Policy and lab policy. Checked November 5, 2026.
Peter MD's pages disagree on the minimum term
Peter MD's main plan page sells a monthly TRT plan. But its "How It Works" FAQ still says TRT programs require at least a six-month commitment. Main plans · FAQ
That matters if you pick the monthly plan to stay flexible. Ask Peter MD to confirm in writing whether a minimum term applies to the plan you're buying.
One email to send before you pay either company
Copy this and send it to whichever provider you're leaning toward:
"Before I pay, please confirm in writing: the exact medicine I'd receive and whether it's FDA-approved or compounded; which pharmacy fills it; every charge for the first 12 months, including membership and labs; any minimum term; your cancellation deadline; and what I'd still owe — or get back — if your clinician doesn't prescribe, or if I stop treatment early."
A clear written answer is a good sign. A vague one tells you something too.
Want room to change your mind? Confirm both billing schedules and what remains payable after a cancellation. Review Hims' testosterone membership and cancellation terms →
How do labs work at Hims vs Peter MD?
Hims mails an at-home blood collection kit; membership includes two qualifying tests a year and additional testing the clinician determines treatment requires. Peter MD describes a Quest or approved-lab blood draw, paid separately, and says it may use labs from the past six months. Either way, diagnosis needs symptoms or signs plus consistently low results confirmed with repeat morning testing. Hims terms · Peter MD process · Clinical guidance
Side by side
Sources: Hims launch, Hims process and FAQ, membership terms, Peter MD process, starter panel and follow-up panel.
What those lab names mean
- Total testosterone: all the testosterone in your blood.
- Free testosterone: the small part that isn't attached to proteins and is ready to use.
- LH and FSH (luteinizing hormone and follicle-stimulating hormone): signals from your brain that tell your testicles to make testosterone and sperm. They help a doctor figure out why testosterone is low.
- PSA (prostate-specific antigen): a prostate-related blood marker. Whether and when to check it depends on age, risk and discussion with the clinician.
- CBC (complete blood count): includes hematocrit, the share of your blood made of red blood cells. Testosterone can raise it, so it gets watched.
- Estradiol: a form of estrogen your body makes partly from testosterone.
The published test lists differ. Hims includes its testing in the membership and offers at-home collection. Neither approach is automatically better. What matters is whether your clinician has enough information to diagnose and monitor you safely.
What good testing looks like
The Endocrine Society's testosterone guideline says low testosterone should be diagnosed only in men who have symptoms or signs and consistently low levels, using a fasting, early-morning total testosterone test confirmed by a repeat morning test. One low number isn't a diagnosis. Neither is a quiz. A cutoff such as 300 ng/dL is not a diagnosis by itself; the clinician must use the results, symptoms, signs and cause together. Endocrine Society · AUA guideline
So ask either company one simple question: "Do you require a second early-morning test before prescribing, and is it included?" Write down the answer.
- Why two low testosterone tests matter
- What blood tests are required before TRT
- How often you need bloodwork on TRT
Not sure your labs are enough to start? Take that question to the clinician before you pay for treatment. See what to ask about repeat testosterone testing →
What happens with clinician visits, refills and records?
Both services describe clinician-led care, but access to messages is not the same as a scheduled medical visit or an immediate refill. Hims requires live video for controlled testosterone prescribing and certain follow-ups; Peter MD also requires a video consultation. Confirm the monitoring steps, refill lead time and records process before you rely on either service for ongoing care.
Sources: Hims clinician policy, video-visit policy, membership terms, records process, Peter MD contact page, testosterone process and How It Works. These are published policies, not measured response or refill times.
Before switching, arrange the receiving clinician's evaluation and records review. Hims says a prescription screenshot cannot be used to fill medication at a pharmacy; a prescription transfer is a separate process.
Check delivery, too. Hims requires a physical residential shipping address for controlled testosterone medication. Kyzatrex requires a signature on every shipment; injectable orders have different signature rules, including signatures after a granted replacement. Make sure the delivery plan works for you. Address policy · Signature policy
Already using TRT and worried about a gap? Contact your current prescriber and the receiving clinician before changing providers. Ask who will handle any needed in-person care; neither a subscription payment nor a transfer request guarantees a new prescription.
Is the testosterone FDA-approved or compounded?
Hims explicitly lists FDA-approved generic testosterone cypionate and Kyzatrex, plus compounded treatments that are not FDA-approved. Peter MD's checked injection pages do not identify the exact manufactured or compounded product. Its terms name Absolute Pharmacy and Partell Pharmacy, but dated board records make confirming the current dispenser especially important. Hims options · Peter MD terms
Why this matters to you
An FDA-approved drug was checked by the FDA before sale. A compounded drug wasn't. The FDA says compounded drugs are not FDA-approved, and that the agency doesn't verify their safety, effectiveness or quality before they're sold. FDA compounding guidance
Compounded drugs can serve a medical need that an approved drug cannot meet. If you specifically want an FDA-approved product, Hims identifies options you can ask about by name. Peter MD needs to identify the exact product before you can make that comparison. FDA compounding guidance · Hims options
Who fills the prescription?
- Hims: its terms list a network of pharmacies but don't say which one fills a given order. Ask.
- Peter MD: its Terms and Conditions name Absolute Pharmacy (Lutz, Florida) and Partell Pharmacy (Las Vegas, Nevada). They don't say which fills which product. The same terms say prescriptions may go to a pharmacy of the patient's choosing; confirm how that works for the plan you are buying. Pharmacy disclosure, sections 23–24
A pharmacy name on a website isn't the same as the pharmacy on your label. Ask for the dispensing pharmacy's legal name, then look up its license on your state board of pharmacy website.
What the pharmacy records show
These checks apply to the named entities and records below. They do not identify the pharmacy that would fill a new order.
Sources: Florida license record, Ohio license record, Ohio settlement, printed pages 279–281, Nevada approved minutes, pages 7–9, Nevada identity record, Oklahoma record and Peter MD's disclosure.
We did not establish whether Partell later obtained a different license, a stay or a new operator, or whether it fills current Peter MD orders. These findings do not establish that Peter MD currently uses an unlicensed pharmacy. We also did not check every pharmacy in Hims' network, so this is not a safety ranking between providers.
Before paying Peter MD, ask: “Which pharmacy will fill this prescription, what is its current license number, and what exact product will I receive?”
Kyzatrex in one paragraph
Kyzatrex is an FDA-approved capsule containing testosterone undecanoate, taken by mouth. It is the named oral testosterone product we verified in this comparison. Its FDA label warns that it can raise blood pressure, so your blood pressure needs checking during treatment. Like other testosterone products, it can also lower sperm production. Current Kyzatrex prescribing information
What the marketing says vs. what the evidence supports
Both companies sell. Here's how to read a few of the claims.
Claims checked November 5, 2026: Peter MD plans, enclomiphene page, monthly product, alternate site and Hims. Medical checks: FDA enclomiphene discussion, anastrozole label, Kyzatrex label and AUA/ASRM fertility guidance.
Can you get Hims or Peter MD in your state — and use your HSA?
Peter MD excludes Alabama and Idaho from treatment, while its purchased lab panels have additional state limits. Hims says its testosterone offering is not available in all 50 states, and its launch disclosure excludes Hawaii from at-home testing. Peter MD says it accepts HSA and FSA cards; Hims says its testosterone treatment is not currently eligible.
The state flip
Sources: Peter MD treatment exclusions, starter panel, follow-up panel, Hims testosterone page and TRT launch disclosure.
Paying with an HSA or FSA
Peter MD has the clearer published card-payment option. Its contact page says it accepts HSA and FSA cards and can provide reimbursement paperwork. Hims' FAQ says testosterone treatment "is not eligible for FSA or HSA reimbursement at this time."
Card acceptance does not guarantee reimbursement. Confirm your plan's rules with its administrator. Keep your receipts. Peter MD payment policy · Hims FAQ
What about insurance?
Both describe cash-pay treatment rather than billing insurance for the program. Hims says it doesn't take insurance. Peter MD lists a $25 processing fee for insurance-related lab requests if your insurance covers the testing; the fee does not buy coverage. Hims FAQ · Peter MD contact page · Lab policy
If you want insurance to pay for testosterone, start with an in-network clinician and ask your insurer about the visits, tests and exact medication. Coverage and your share of the cost depend on the plan. Compare online vs local TRT care.
Are Hims and Peter MD legit?
Both are operating telehealth services whose published processes require clinical evaluation and a prescription. Hims has a September 2025 FDA warning letter about compounded semaglutide marketing; Peter MD has an A+ BBB business rating, a removed Trustpilot profile and unresolved product and policy details. Those records answer different questions and do not establish which service would provide better medical care for you.
What both do right
- Both describe blood work before prescribing. Testosterone is a Schedule III controlled substance — a drug the federal government regulates because it can be misused — so it needs a valid prescription. Hims process · Peter MD process · DEA scheduling
- Both say a licensed clinician reviews your labs and health history.
- Paying either company does not guarantee a prescription; prescribing depends on the clinician's evaluation. Hims terms · Peter MD terms
What we found about each
Sources: Hims launch, FDA warning letter, BBB profile, BBB complaints, Peter MD Trustpilot notice, Hims Trustpilot profile, Hims clinician policy, Peter MD contact page and How It Works. We did not independently check an assigned clinician's license.
We're not including customer testimonials for either company. The broader review profiles do not establish the experience of patients in these exact current TRT programs.
How to check any online TRT provider yourself
- Get the prescriber's name. Look them up on DocInfo or your state medical board website. Make sure they're licensed in your state.
- Get the pharmacy's legal name. Check its license with your state board of pharmacy.
- Ask what you'll receive. FDA-approved or compounded? Get it in writing.
- Read the refund policy. Before you pay, not after.
How do fertility plans change the choice?
Testosterone therapy can lower sperm production, and Hims itself says its injectable TRT can reduce fertility. The Endocrine Society recommends against starting testosterone in men planning to have children in the near term. If that's you, see a reproductive urologist before choosing either company. Endocrine Society · Hims options
Here's the plain version. Testosterone from outside your body can reduce the brain signals LH and FSH. With less of those signals, sperm production can fall or stop. That process — making sperm — is called spermatogenesis. For some men it recovers after stopping. For some it does not fully recover. Recovery can take months and sometimes years. No one can promise which. AUA/ASRM male-infertility guideline
hCG and enclomiphene aren't the same as TRT
- Peter MD sells hCG as an add-on and enclomiphene as a separate product.
- Hims sells Testosterone Rx+, which contains enclomiphene.
These may be used by some clinicians when fertility matters. But they work differently from testosterone, enclomiphene isn't FDA-approved, and neither company can promise your fertility will be protected. Don't treat "TRT plus an add-on" as a fertility plan. AUA/ASRM guidance · FDA enclomiphene discussion
Approved hCG products such as Pregnyl have specific uses, including selected cases of hypogonadotropic hypogonadism—low testosterone caused by a problem with hormone signals from the brain. That does not verify Peter MD's dispensed hCG product or make an hCG add-on an approved guarantee of fertility preservation during TRT. Pregnyl label
Who should skip both for now
If you want children in the next year or two, the best first stop is usually a reproductive urologist — a urologist who specializes in male fertility. They can check sperm and hormones and talk through options before anything changes.
Planning a family? Start with a reproductive urologist and read the fertility questions to discuss before TRT →.
Is online TRT allowed now, and what happens after December 31, 2026?
The current federal extension permits qualifying telemedicine prescribing of controlled drugs through December 31, 2026, under required conditions. It does not guarantee the same pathway in 2027 or remove state and provider requirements. Ask how your provider would handle any required in-person evaluation and continuing charges if the rules change. Federal Register rule · HHS current guidance
The DEA and HHS extended their telemedicine rules for controlled substances four times. The current extension runs from January 1 through December 31, 2026. It still requires prescribers to follow their state's laws.
Why this matters before you prepay
If you pay $948 upfront in December and the federal rules change in January, what happens to the rest of your year? Ask Peter MD that question in writing.
You should also know that Peter MD's own "How It Works" FAQ still says, citing a May 11, 2023 date, that patients receiving a controlled substance "must be seen in person" by a Peter MD physician or referring physician first. That federal-law explanation is outdated, but a clinic may still require an in-person visit. Its current contact page also requires video, which can coexist with an in-person prerequisite. Ask Peter MD which requirements apply in your state. Older FAQ · Current contact policy
Ask Hims the same question. Its terms permit monthly or annual membership and prepaid medication supplies, so confirm the continuity plan and any remaining charges rather than assuming only one month is at stake. Hims terms
Neither one fits? What are the better options for your situation?
If you want to compare a compounded cream program, Male Excel is worth a look. Hone Health also lists compounded cream and troche options with monthly membership and separate medication charges. If diagnosis, insurance, complex history or fertility is your main concern, start with the appropriate clinician rather than choosing a subscription from this list.
Some readers get to this point and realize neither Hims nor Peter MD matches what they need. That's useful. Here are the honest next stops.
Peter MD also mentions creams on its general testosterone page, though the exact offer was not established. Ask about that option if the rest of its care model fits. These alternatives are additional choices, not a claim that Peter MD cannot provide a cream. Peter MD treatment overview
Affiliate disclosure: TRT Provider Guide has affiliate relationships with Male Excel and Hone Health. The clearly labeled Male Excel and Hone offer links are paid referrals. Product, pricing, policy and other research links remain direct and untracked. How paid links work.
Male Excel — for a compounded cream or a care-team model
- Best for: men who want to compare compounded testosterone cream instead of injections or pills, with ongoing support from a care team, according to Male Excel. Male Excel also offers injections. The compounded cream is not FDA-approved.
- Not for you if: you want the lowest possible total. Male Excel charges a membership plus medication — add both before comparing.
- Easiest-to-miss detail: Male Excel's FAQ also says prescription sales are final. Its pharmacies are Anazao Health and WellDyneRx, per its site.
Male Excel cream information · Pricing · FAQ
Want to compare a compounded cream option? Review Male Excel's cream information → and current membership and medication prices →.
See Male Excel’s current TRT offer → (paid referral).
Hone Health — for monthly membership with cream or troche options
- Best for: men comparing monthly membership with compounded injection, cream or troche options. A troche dissolves in the mouth; it is not the same product as FDA-approved Kyzatrex.
- Not for you if: you want one all-in price. Hone bills a membership plus medication.
- Easiest-to-miss detail: The injectable product on Hone's website is labeled compounded and not FDA-approved. Monthly membership does not make processed medication orders refundable.
Hone's product disclosure · Men's membership options · Cancellation policy
Want to compare those formats and separate charges? See Hone Health's men's membership and medication options →
See Hone’s current TRT offer → (paid referral).
A local doctor — for insurance, complex history, or diagnosis
Start with primary care or the appropriate specialist if you have a history of prostate or breast cancer, high hematocrit, untreated severe sleep apnea, a recent heart attack or stroke, very abnormal labs, or symptoms that point to a pituitary or testicular problem. Arrange in-person assessment when needed. Primary care, urology or endocrinology is the right start. For insurance, confirm an in-network clinician and covered services. Endocrine Society guidance
Compare online and local TRT care →
How did we compare Hims and Peter MD?
We read each company's own pricing, product, lab, state and refund pages, checked on November 5, 2026, and calculated annualized components with the assumptions shown. We checked medical and legal facts against the FDA, DEA, Federal Register and specialty guidance, and checked the specific pharmacy and review-platform records described above. We separate verified facts, provider statements, customer signals and our own judgment, following How We Review TRT Providers.
Our method looks at the same things for every provider: clinical eligibility, testing process, clinician access, state availability, treatment formats, medication and pharmacy transparency, fertility handling, monitoring, total cost, cancellation, support, and claims transparency.
A few rules we followed here:
- No scores or star ratings of our own. A number would hide the real tradeoff — which depends on your medicine, clinical needs, full bill and exit terms.
- Known costs and visible gaps. The ledger separates medication, membership and labs. Unconfirmed charges stay visible instead of becoming a made-up total.
- Disagreements stay visible. Where a company's own pages conflict, we show both numbers instead of picking the nicer one.
- No hands-on testing claimed. We didn't enroll with either company.
TRT Provider Guide is the independent decision resource for testosterone replacement therapy care.
Read the full method: How We Review TRT Providers. Spotted something out of date? See our corrections policy. Our editorial standards and privacy policy explain how the site works.
What else should you know before choosing Hims or Peter MD?
Published starting prices do not settle the full bill, the exit cost or whether a service can treat you in your state. These answers cover the remaining practical questions; your clinician must decide whether treatment is appropriate.
Is Hims or Peter MD cheaper?
There is no verified overall winner without a complete quote. Peter MD's annual plan is $948 before labs; Hims' compounded medication starts at $79/month plus membership. One Peter MD starter panel and two listed follow-ups make a $1,292 scenario, but that is not a complete quote or a recommended testing schedule. Cost sources · Hims membership
Is Peter MD really $79 a month?
Yes, as the monthly equivalent of a $948 upfront annual plan. The main page advertises $654 upfront for six months and $139/month for its monthly option, whose first charge is $278. Labs are extra, and the monthly plan's total and minimum term need written confirmation. Plans · Monthly product
Does Peter MD give refunds?
Its policy makes medication purchases final once medication is received, even if unused. Labs are separately nonrefundable. Report damage with a photo within 24 hours; ask which remedy applies because the policy's replacement and refund-exception wording is inconsistent. Refund policy · Starter panel · Follow-up panel
How do I cancel Peter MD?
By email, at least 48 hours before renewal processing. Confirm the effective date and any remaining commitment in writing. Refund and Auto-Bill Policy
How do I cancel Hims?
In the app, your online account, or through support, at least two days before your scheduled billing date. Cancelling the membership also ends your medication plan; cancelling only the medication keeps membership active. Membership may remain payable through medication already shipped under a prepaid supply. Hims terms
Does Hims offer testosterone injections now?
Yes. Since October 21, 2026, Hims advertises a compounded twice-weekly injection and an FDA-approved generic testosterone cypionate product offered on a weekly schedule. Those are descriptions of its offers; the clinician determines the prescription. Hims launch
Is Hims' testosterone FDA-approved?
Two of its named products are: generic testosterone cypionate and Kyzatrex pills. Its compounded testosterone injection and Testosterone Rx+ are not FDA-approved. Hims options
Is Peter MD's testosterone compounded?
The exact manufactured or compounded product was not established from the checked plan pages. Ask for the product name, manufacturer or compounding pharmacy, and current dispensing-pharmacy license before you pay. Annual product · Pharmacy disclosure
Are labs included?
Hims' membership includes two qualifying tests a year plus additional testing the clinician determines treatment requires. Peter MD lists labs separately, including a $95 starter and a $124.50 follow-up panel. Confirm any repeat diagnostic draw and other required tests. Hims terms · Starter · Follow-up
Can I use my own recent labs?
Peter MD says it may use labs from the past six months. Hims doesn't say on its testosterone page, so ask. Either clinician may need new or different tests. Peter MD process · Hims process
Which states don't they serve?
Peter MD excludes treatment in Alabama and Idaho. Its checked lab products also exclude New York and New Jersey and have limited access in several other states, listed in the state table. Hims says its TRT offering is not available in all states; its launch excludes Hawaii from at-home labs. Peter MD plans · Lab limits · Hims launch
Can I use my HSA or FSA?
Peter MD says it accepts HSA and FSA cards. Hims says its testosterone treatment isn't currently eligible. Card acceptance is not a reimbursement guarantee; check your plan. Peter MD policy · Hims FAQ
Does Hims or Peter MD take insurance?
Both describe cash-pay treatment. Peter MD lists a $25 processing fee for insurance-related lab requests if the insurer covers those tests; the fee does not guarantee coverage. Hims FAQ · Peter MD lab policy
Is enclomiphene the same as TRT?
No. Enclomiphene can stimulate the body's own testosterone production. It isn't testosterone, and it isn't FDA-approved. Being listed for evaluation as a compounding substance is not drug approval. FDA discussion · Current nominated-substances list
Will TRT affect my fertility?
It can. Testosterone can lower sperm production. If you want children soon, see a reproductive urologist before starting. Neither preservation nor recovery is guaranteed. AUA/ASRM guideline
Do I need an in-person visit?
It depends on the applicable law, clinical need and provider policy. The current federal extension allows qualifying telemedicine prescribing without a prior in-person exam through December 31, 2026; it does not waive every requirement. Peter MD's in-person wording needs clarification, and both services describe live video requirements. Federal rule · Peter MD FAQ · Hims video policy
Is Peter MD part of Hims?
No. They're separate companies. Hims' named medical executive Dr. Peter Stahl is not the Peter MD service. Hims launch · Peter MD terms
I was comparing Hims and Peter MD for weight loss. Does this apply?
No. This page covers testosterone only. Weight-loss programs use different drugs, prices and rules.
Check the featured TRT offer’s age/state eligibility with our free Find My TRT Path tool.
TRT Provider Guide's Find My TRT Path tool is educational. It doesn't diagnose low testosterone, decide medical eligibility, guarantee a prescription, or replace a clinician.
Sources
All checked November 5, 2026 unless a document's own date is stated.
Hims
- Testosterone treatment options, prices and FAQ
- October 21, 2026 TRT launch and laboratory footnotes
- Generic testosterone cypionate product and regimen disclosure
- Testosterone membership FAQ
- Terms and Conditions, last updated October 20, 2026; testosterone section
- Cancellation instructions
- Live video requirements
- Clinician licensing policy
- Medical-record and prescription-copy requests
- Controlled-medication shipping addresses
- Shipment signature requirements
- Hims' service-wide Trustpilot profile
Peter MD
- Main TRT plans and state exclusions
- $948 annual product
- $278 initial monthly-plan payment
- Out-of-stock $714 six-month product
- Testosterone process and recent-lab policy
- $95 starter lab panel
- $124.50 follow-up panel
- Refund and Auto-Bill Policy
- How It Works, minimum term and records-sharing FAQ
- Contact, video visits, support and payment policies
- Terms and pharmacy disclosure, sections 23–24
- Enclomiphene offer
- hCG offer
- Alternate gopetermd.com pricing
- BBB business profile and complaint count
- Trustpilot profile-removal notice
Medical, regulatory and pharmacy records
- Endocrine Society testosterone guideline
- AUA testosterone-deficiency guideline
- AUA/ASRM male-infertility guideline, amended 2024
- FDA: Compounding and the FDA—questions and answers
- FDA enclomiphene discussion, June 8, 2022, transcript pages 53–58
- FDA 503A nominated substances, updated May 14, 2026
- Current Kyzatrex prescribing information
- Pregnyl prescribing information
- Anastrozole prescribing information
- DEA drug scheduling
- Fourth temporary telemedicine extension, effective January 1–December 31, 2026
- HHS telemedicine prescribing guidance
- FDA warning letter to Hims, September 9, 2025
- Florida Absolute Pharmacy license PH28122
- Ohio Absolute Pharmacy license 022450550
- Ohio November 3–4, 2025 minutes, Absolute settlement on printed pages 279–281
- Nevada June 2025 approved minutes, Partell action on pages 7–9
- Nevada historical pharmacy identity list
- Oklahoma Partell nonresident license 99-9110
- DocInfo physician license lookup
Alternative-provider sources