Male Excel vs Maximus favors Maximus’s $99.99 monthly injection plan for a lower advertised rate, but it requires six months. Male Excel lists an injection-and-thyroid bundle from $219 monthly without a committed term. Neither price is all-inclusive. Fertility plans, unconfirmed low testosterone, insurance needs, or state limits can make another care route the better start.
By TRT Provider Guide · Last verified: September 2026 (September 16, 2026) Public-source comparison. Not a hands-on patient review and not clinically reviewed. Educational information, not medical advice.
This comparison is for U.S. adult men evaluating care for testosterone deficiency. Published prices and policies are provider-stated; the calculations below are ours. 1 2 10 15
Here's what the advertised monthly prices don't tell you: which one is cheaper depends on how long you stay, the tests you need, and when refills are charged. We did the math at two, three, six, and twelve months. A committed Maximus plan pulls ahead in that model around month three—not in every possible quote.
Sure you'll stay on treatment six months or more? Maximus has the lower published base rate. First time on TRT, or not sure yet? Male Excel's no-contract model is worth comparing with Maximus month-to-month, but unconfirmed shipping, testing, and refill costs can erase Male Excel's small modeled price advantage. 2 10 13 15
A standard online TRT enrollment is not the right first stop if you're trying to have a baby soon, need a proper diagnostic workup first, or need insurance to pay. Male Excel also excludes 11 states; that does not establish whether Maximus serves you. See who should skip both. 1 5 12 24 25
| Provider | Best for | Not for you if |
|---|---|---|
| Male Excel | Readers who value no committed term, provider reviews every 60 days, and scheduled six-month blood testing in the membership | You need the lowest advertised long-term rate, its proposed treatment does not fit, or you live in AL, AK, AR, CT, HI, ID, LA, MN, MS, NH, or RI |
| Maximus | Readers whose care is appropriate and who accept a six-month term for a lower rate, or want to discuss its other treatment formats | You may need to leave a committed plan early, want follow-up labs included, or cannot resolve its testing and formulation questions |
These are editorial fit judgments, not medical eligibility decisions. Maximus also offers month-to-month care at a higher rate. Canceling a service and changing medication are separate decisions; plan any treatment change with your clinician. 1 2 10 13 15 27
TRT Provider Guide is the independent decision resource for testosterone replacement therapy — helping U.S. adults understand how low testosterone is evaluated, compare online and local care models and providers, and choose the next step that fits their health needs, fertility plans, budget, state, and care preferences, with every material claim verified and dated.
What we actually verified (September 16, 2026): We read both companies' pricing pages, product pages, help-center articles, terms, and refund policies, plus both Trustpilot profiles, the FDA's June 2026 letter to Maximus, and Endocrine Society guidance. Then we did the cost math ourselves. We did not sign up, pay, receive medication, or test support. Full details below.
Disclosure: Male Excel is a commercial partner of TRT Provider Guide, and we may earn a commission from qualifying referrals. The provider links in this comparison are public information links, not tracked referral links. We do not earn a commission from those links. Affiliate disclosure. 46 47
Male Excel vs Maximus at a glance
| Decision point | Male Excel | Maximus |
|---|---|---|
| What the "$99" means | Monthly membership. Medication is billed separately. | Monthly protocol price (medication included) on a 6-month plan |
| Published monthly rate, injections | $219 ($99 membership + $120 testosterone-and-thyroid medication bundle), plus shipping | $99.99 (6-month plan) · $149.99 (3-month) · $199.99 (month-to-month) |
| Illustrative 12-month subtotal—not a complete quote | $2,727 before shipping and other charges, with six 60-day medication supplies, not 365 days of medication | $1,595.88 (6-month plan) or $2,795.88 (month-to-month), only if four $99 kits cover all required testing |
| Contract | Advertises no contract. Ask when cancellation stops billing and refills; paid charges are generally final. | 1-, 3-, or 6-month product plans. Published policy does not permit early termination of a committed term. |
| Lab work | First kit is part of the $99 start. Blood testing every 6 months is included in the membership; additional required tests need a quote. | $99 home kits or separately priced Quest tests. Uploading accepted outside results has no Maximus upload fee; obtaining those tests may still cost you. |
| Advertised injection schedule—not instructions | Small daily shots under the skin | 1–2 shots a week under the skin |
| Other options | Cream; Triclozene pill (not testosterone) | Cream; oral testosterone; enclomiphene (not testosterone); combinations |
| Medication type | Company says its testosterone is compounded; confirm the actual product before paying. | Compounded testosterone on the product pages checked—not FDA-approved products. |
| Refunds | All sales final. Membership fees back if symptoms don't improve after 90 days on plan (conditions apply). | No refunds on shipped medication or the rest of a committed term |
| States | Says it prescribes hormone treatment in all states except the 11 listed above. | We did not find a complete, treatment-specific testosterone state list. |
| Support | Phone, 7 days, 7 a.m.–9 p.m. (listed as EST) | Chat weekdays 9–5 (listed as EST), text, email, portal messaging |
| Insurance | Does not accept insurance. HSA/FSA/HRA reimbursement may be possible; ask your administrator. | Direct-pay. Advertises HSA/FSA eligibility; ask your administrator. |
Provider-stated terms checked September 16, 2026. Dose, formulation, extra testing, refill dates, and applicable charges can change the quote. The Male Excel bundle and Maximus testosterone plan are not identical prescriptions. Math and assumptions are below. 1 2 3 4 5 6 10 11 12 13 15
First time on TRT and want room to change your mind? Review Male Excel’s no-contract pricing → The pricing page lists a $99 lab-kit-and-provider-visit start, plus membership and medication if prescribed. Check your state and the refill deadline before paying. 1 2 7
Already sure you can accept a six-month financial commitment? Compare Maximus’s current injection plans (public information link)
Male Excel vs Maximus: which one fits your situation?
Male Excel may fit a reader who values a no-contract model and provider reviews every 60 days. Maximus may fit someone who accepts a six-month commitment for a lower published rate or wants to discuss its other treatment formats. Fertility plans, an unconfirmed diagnosis, or a need for insurance can point to a different starting place. 1 2 10 15 24
Find your row. That's your starting point.
| If this sounds like you… | Start by comparing | Why |
|---|---|---|
| New to TRT and not sure you want a long-term financial commitment | Male Excel and Maximus month-to-month, after a proper evaluation | Neither requires the six-month price commitment; compare complete written quotes, not the small difference in our model |
| Able to accept a 6-month term and price matters most | Maximus’s 6-month plan | Lower published base price; the $1,595.88 model assumes four $99 kits and excludes unresolved extras |
| Already on TRT and switching providers | Maximus for its committed price, or Male Excel for its advertised 60-day check-in rhythm | Bring your prior records; a new prescriber must review the treatment, and prior success does not remove the contract risk |
| You’d rather discuss an oral treatment | Maximus, or a clinician who can prescribe an FDA-approved oral product | Maximus sells compounded oral testosterone, but its formulation descriptions conflict. Male Excel’s Triclozene is not testosterone. |
| You hate the idea of a needle every day | Maximus, if its clinician considers the proposed plan appropriate | Its published injection schedule is 1–2 times weekly rather than daily |
| You prefer to discuss a daily injection schedule | Male Excel | Daily dosing is the core of its advertised protocol; frequency alone does not establish safer or better care |
| You want follow-up labs included in the monthly fee | Male Excel | Testing every 6 months is part of the membership |
| You want phone support on weekends | Male Excel | Phone lines open 7 days a week |
| You live in AL, AK, AR, CT, HI, ID, LA, MN, MS, NH, or RI | A local clinician, or verify Maximus’s exact treatment availability | Male Excel excludes those states. Maximus’s availability there was not established. |
| You’re trying to have a baby in the near term | Neither standard TRT enrollment. See a reproductive urologist first. | Testosterone can suppress sperm production |
| Low testosterone has not been properly confirmed | Primary care or urology; Hone is another service with a published confirmatory-test policy | Compatible symptoms or signs and repeat low morning results belong in diagnosis—not an optional upgrade |
| You want insurance to pay, or a specific FDA-approved product | Your doctor or a urologist | Both programs are direct-pay; confirm the prescription, pharmacy benefit, and coverage with your plan |
Provider terms and our fit interpretation: 1 2 4 5 10 12 13 15 16 17 23 24 25
It depends on more than this table. The right TRT provider is not the same for every person — it depends on whether low testosterone has been properly evaluated, your symptoms and health history, your fertility plans, your state, your insurance or cash-pay preference, your treatment-format preference, your budget, and whether online or in-person care is the better starting point. Some situations belong with primary care, urology, endocrinology, reproductive urology, or urgent or emergency care when the symptoms warrant it. Because a general answer cannot resolve those for you, use TRT Provider Guide's Find My TRT Path tool to map your situation to the right care route and the questions to ask before you pay.
Not sure which row is yours? Map your care route with Find My TRT Path → Free and educational. It doesn't diagnose anything or decide whether you'll be prescribed treatment. Do not enter identifying medical details; read our privacy policy.
How much do Male Excel and Maximus really cost?
The published rates produce a $2,727 Male Excel subtotal before shipping using six 60-day medication supplies, versus $1,595.88 for Maximus’s six-month plan if four $99 kits cover all testing. Those are models, not complete first-year quotes: the Male Excel supplies cover 360 days, and Maximus’s lab policy gives conflicting information about what a home kit covers. 2 10 13
The $99 that isn't the same $99
Both companies lead with roughly $99 a month. They're selling different things for it.
| What “about $99 a month” gets you | Male Excel ($99 membership) | Maximus ($99.99 on a 6-month plan) |
|---|---|---|
| Provider access | ✅ Unlimited e-visits and 60-day reviews | ✅ Doctor review and portal messaging |
| Testosterone medication | ❌ Extra (injections from $120/month) | ✅ Included |
| Follow-up blood work | Scheduled testing every 6 months; clarify extra tests | Extra; home kit listed at $99, with panel coverage unresolved |
| No multi-month commitment | Advertised, but paid charges generally final | No at this rate; month-to-month is $199.99 |
| Shipping | Extra; current patient-specific amount not verified | Product page advertises free priority shipping |
Provider-stated inclusions: 1 2 5 10 13 15
Male Excel's homepage says testosterone therapy "starts at $99 per month." That's the membership. The medication comes on top. Maximus's $99.99 does include the medication, but only if you sign up for six months. 1 2 10
What Male Excel costs in the first year
Male Excel charges three things: a $99 start fee (at-home lab kit plus your first provider visit), a $99 monthly membership that its pricing page says is required for treatment, and your medication, billed every 60 days. 2
| Line item | Injection + thyroid bundle | Cream + thyroid bundle | Triclozene (not TRT) |
|---|---|---|---|
| Start fee (lab kit + provider visit) | $99 | $99 | $99 |
| Membership, 12 months | $1,188 | $1,188 | $1,188 |
| Medication: six 60-day supplies | $1,440 ($240 per supply) | $1,584 ($264 per supply) | $1,140 or $1,440, using the page’s conflicting $95 or $120 monthly figures |
| Scheduled follow-up blood work | Included every 6 months; extra tests not assumed free | Same published membership benefit | Same published membership benefit |
| Shipping, tax, extra testing | Not included in these subtotals | Not included | Not included |
| Modeled subtotal: 12 membership months + six supplies | $2,727 before extra charges | $2,871 before extra charges | $2,427 or $2,727 before extra charges—not a verified price range |
Calculated from the published rates. Twelve membership payments total $1,188. Six medication supplies cover 360 days. 2 5
A few notes:
- The injection and cream prices include thyroid medication. Male Excel's starting prices are for a testosterone-plus-thyroid package. More on that below.
- The Triclozene card shows two prices on the same page ($95 and $120 a month). We show both as conflicting published amounts, not as two confirmed plans.
- "Twelve months" here means six 60-day supplies. That's 360 days, not 365. Your real charge dates depend on when your refills are billed.
- An introductory discount would change only the start charge. This model uses the $99 shown on Male Excel’s current pricing page; it does not assume a lower offer.
The 365-day cash-flow catch: if medication is supplied and charged strictly every 60 days, taking the first supply as day 1, a seventh supply would fall on day 361. With 12 membership charges, that changes the injection subtotal to $2,967 ($99 + $1,188 + 7 × $240), or the cream subtotal to $3,135 ($99 + $1,188 + 7 × $264), before shipping, tax, or extra tests. Part of that seventh supply would be used after the first year. This is a separate refill-timing scenario, not a claim that every patient receives seven bills. Ask for the actual first-year charge dates. 2 5
For a deeper look at Male Excel's pricing, see our Male Excel cost breakdown.
What Maximus costs in the first year
Maximus uses the same price ladder for injections and cream: $199.99 month-to-month, $149.99 a month on a 3-month plan, or $99.99 a month on a 6-month plan. Shipping is free. Lab kits are extra. 10 11
Maximus's lab policy (updated July 23, 2026) lists a $99 at-home kit. It schedules testing at the start, 1 month, 3 months, and 12 months, and says follow-up labs are a separate charge. If your account is set to at-home kits, you're charged automatically at each interval. You can upload qualifying labs from your own doctor without a Maximus upload fee; the policy says results must be from the past six months and meet the protocol requirements. Outside testing itself may not be free, and the clinician may still need more testing. The policy says both that the kit covers the required panel and that fuller panels need Quest testing. 13
| Line item: injection or cream price scenario | 6-month plan | 3-month plan | Month-to-month | Illustrative switch after month 3 |
|---|---|---|---|---|
| Protocol charges allocated to months 1–12 | $1,199.88 | $1,799.88 | $2,399.88 | $1,499.88 |
| Assumed lab kits: 4 × $99 | $396 | $396 | $396 | $396 |
| Shipping | Free | Free | Free | Free |
| Can the committed term end early under the published policy? | No | No, within each 3-month term | No multi-month term | No, once each 6-month term starts |
| Illustrative subtotal through the month-12 test | $1,595.88 | $2,195.88 | $2,795.88 | $1,895.88, plus $299.97 committed for months 13–15 |
The switch scenario uses three months at $199.99, then $99.99 monthly under six-month commitments. Maximus recommends starting month-to-month for new patients; it does not prescribe this exact three-month switching strategy. Renewing at month 10 commits the reader through month 15. That adds $299.97 beyond the first twelve months, making the modeled minimum protocol obligation plus four assumed kits $2,195.85. Upfront payment can make the cash due earlier than the allocation shown here. 10 15
What the lab assumption means: four $99 kits total $396 only if that option meets the clinician’s full testing needs. This includes the month-12 test at the edge of the year; actual billing may occur earlier or later. An additional confirming morning test, extra markers, replacement fees where applicable, or other clinician-ordered tests are not assumed included. 13 14 24 27
A few notes:
- The injection and cream product pages showed a first-month deal on the 6-month plan ($49.99 instead of $99.99). If that exact offer applies, subtract $50 from the six-month-plan scenario: $1,545.88. The testosterone hub gives a different term for its discount, so the offer needs confirmation. 9 10 11
- Maximus's policy says plans renew at the price and cadence shown at checkout. Our 12-month figures assume you renew at the same rate. 15
- Oral testosterone costs more. Its product page lists $149.99 monthly on a 6-month plan, $199.99 on a 3-month plan, and $249.99 month-to-month, before separate laboratory costs. These are not prices for FDA-approved oral testosterone products. 16 13
Already on a Maximus plan and thinking about leaving? That's a different decision. See our Maximus TRT alternatives guide.
What if you stop early?
This is the table that makes the commitment visible. You may not know yet whether treatment will remain appropriate or whether you'll stay with the same company. So we calculated illustrative charges and obligations at different stopping points—not guaranteed cancellation quotes.
Assumptions: published starting injection rates, with Male Excel’s thyroid-containing bundle. Cancellation is received in time to prevent the next avoidable charge. Male Excel medication is billed in 60-day blocks, and 12 months means six supplies in this table, not guaranteed 365-day coverage. Maximus committed protocol terms are owed in full. The assumed $99 kits have been ordered at baseline and month 1, then month 3 and month 12. Male Excel shipping, tax, additional tests, and any further lab charges after a cancellation request are excluded. 2 5 7 10 13 15
| You request cancellation after… | Male Excel | Maximus month-to-month | Maximus 3-month plan | Maximus 6-month plan | Lowest modeled subtotal before omitted costs |
|---|---|---|---|---|---|
| 2 months | $537.00 | $597.98 | $647.97 | $797.94 | Male Excel |
| 3 months | $876.00 | $896.97 | $746.97 | $896.94 | Maximus 3-month |
| 6 months | $1,413.00 | $1,496.94 | $1,196.94 | $896.94 | Maximus 6-month |
| 12 months / six Male Excel supplies | $2,727.00 | $2,795.88 | $2,195.88 | $1,595.88 | Maximus 6-month |
How we got these numbers: Male Excel = $99 start + $99 per membership month + $240 per 60-day medication block needed by that point. Maximus = monthly plan price × months owed in whole plan terms + the assumed $99 kits already due. At month 3, Male Excel has purchased a second 60-day supply, so some medication extends beyond the cancellation date. These are modeled payments plus remaining obligations, not necessarily cash already collected or medicine already used. 2 10 13 15
What the table tells you:
- At two months, Male Excel has the lowest subtotal in this model. Shipping and additional tests still need to be added.
- Male Excel’s subtotal is below Maximus month-to-month at every checkpoint shown, but the margin is small and depends on the lab and refill assumptions.
- At the three-month checkpoint, a Maximus 3-month plan has the lowest modeled subtotal. At six and twelve months, the six-month plan does. This does not establish a universal break-even date for every prescription.
One more way to see the lock-in: one month into Maximus's 6-month plan, five months at $99.99 total $499.95. With installments, that is the remaining protocol balance. With prepayment, it is the portion already paid for the remaining term—not a second bill. Turning off auto-renewal doesn't create an early-exit refund under the published policy. 15
A fair caveat on shipping: the twelve-month gap between Male Excel’s six-supply subtotal and Maximus month-to-month is only $68.88. More than $11.48 per Male Excel shipment would erase that gap if there are six shipments and all other assumptions hold. A legacy Male Excel page lists $20 shipping but also an outdated $30 membership; we did not treat it as the current shipping quote. Ask for the exact charge before you pay. 2 8
What these numbers leave out
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Dose changes. Both companies say your price changes with your dose. Male Excel's pricing FAQ says any dose adjustment changes your cost. 2 10
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Extra tests. Either clinician may order more labs than the base schedule, including a confirming morning test before treatment. Male Excel’s terms allow additional charges for some unusable samples. 5 13 24
-
In-person draws at Maximus. Its July lab policy lists Quest panels from $19.99 to $115. Its kit guide separately describes a $115 requisition with possible extra lab fees. Ask for the complete charge for your ordered panel, not merely a requisition price. 13 14
-
State differences. Maximus says prices may vary slightly by state. 12
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Changing promos. Offers come and go at both companies.
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Taxes. Male Excel's terms say you may owe applicable taxes. 5
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Switching treatment formats at Maximus. Its switching guide lists a $20 new video evaluation plus third-party lab costs for a topical switch, and possible higher-plan charges mid-cycle. Its oral program may also include a required supplement bundle. These are not included in the injection cost model. 18
Our honest take on price
Male Excel is not the lower advertised-price option for a long-term commitment. If the quoted medicines fit your care needs and Maximus can provide the required tests at the modeled price, its six-month plan has a subtotal $1,131.12 below Male Excel’s six-supply scenario. Our illustrative month-to-month-then-switch scenario is $831.12 lower within months 1–12, but leaves $299.97 committed beyond month 12. These are calculated differences, not promised savings. If the lower committed rate matters most, Maximus’s current injection plans deserve a look. Want to weigh other low-cost care routes too? Find My TRT Path can help you sort them. 2 10 13 15
But Male Excel doesn't advertise a multi-month lock-in, and that may matter more than the lowest committed rate. You may not know whether treatment will help, how your body will handle it, or whether you'll like the routine. Maximus's own refund policy recommends new patients start month-to-month for that very reason, because its multi-month plans can't be ended early. Male Excel’s fee includes scheduled six-month blood work, unlimited provider e-visits, and a conditional membership-fee guarantee. Those are useful service differences—not proof of better medicine or a risk-free trial. Maximus month-to-month also avoids a multi-month commitment. 1 2 6 15
Does no multi-month commitment matter more to you than the lowest advertised rate? Compare Male Excel’s membership and medication charges → Ask for shipping, baseline safety tests, and the refill cutoff in writing. No contract does not mean past charges are refundable. 2 5 7
What medication do you actually get from Male Excel and Maximus?
Both companies advertise testosterone injections and cream and describe their testosterone as compounded, which is not FDA-approved. Male Excel’s published starting bundles include thyroid medicine; Maximus also sells oral testosterone. Triclozene and enclomiphene are non-testosterone treatments, so compare them separately rather than treating every pill as TRT. 1 2 3 9 10 11 16 28
| Treatment detail | Male Excel | Maximus |
|---|---|---|
| Testosterone injections | Advertises testosterone cypionate, daily under the skin, with 60 syringes per 60-day supply | Advertises testosterone injections 1–2 times weekly under the skin in an MCT-oil formulation (MCT is a type of carrier oil) |
| Testosterone cream | Advertises a Lipoderm cream base, applied twice daily | Advertises once-daily testosterone cream |
| Testosterone pill | Not offered on the pages we read | Compounded oral testosterone, from $149.99 monthly on a 6-month plan; exact molecule and dosage form need clarification |
| Non-testosterone treatment—not TRT | Triclozene: pricing page lists clomiphene, thyroid, and selenomethionine, but the TRT page links it as enclomiphene | Enclomiphene, alone or in combination with testosterone products |
| Other medicines or products in the package | Desiccated thyroid is built into the starting injection and cream prices | Company information mentions tadalafil in some combinations; its switching guide says the oral program includes Building Blocks. Confirm your exact bundle. |
| FDA-approved or compounded? | Homepage says its testosterone is compounded in the U.S.; confirm the specific dispensed product | Testosterone product pages describe compounded drugs, not FDA-approved finished products |
| Pharmacy disclosure | FAQ names Anazao Health Corp. in Tampa and WellDyneRx-FL in Lakeland. Terms restrict prescriptions to contracted pharmacies. | Describes licensed U.S. compounding pharmacies; we did not verify the pharmacy that would fill an individual reader’s prescription |
These are published product descriptions, not a dosing guide or a verified prescription for you. A clinician must choose the exact medicine, dose, application site, and schedule. 1 2 3 4 5 7 10 11 12 16 17 18
Daily shots or weekly shots?
This is the biggest day-to-day difference between the two.
Male Excel builds its protocol around small daily doses. It says this keeps levels steady without peaks and crashes. Maximus advertises one or two injections a week. That difference affects your routine, but the pages we checked do not establish a head-to-head clinical advantage for either company’s schedule. Formulation, dose, test timing, and your response also matter; frequency is not just a lifestyle choice. 4 10 27
One detail worth knowing: the FDA-approved Depo-Testosterone label says it's for injection into the muscle. Both companies describe injections under the skin instead. That is a difference from that specific approved product’s label, not proof that every testosterone injection has the same approval or instructions. Ask your prescriber which exact product is proposed and how the schedule was chosen. 4 10 27
Testosterone cream
Male Excel's cream is applied twice a day. Maximus's is once a day. Both companies warn that testosterone cream can rub off onto partners and children through skin contact, and both explain how to lower that risk. 5 11
If you have kids at home, note this: Male Excel's terms say its pharmacies don't ship in child-resistant packaging. Store everything out of reach. 5
Pills: which ones are actually testosterone?
This is where people get confused. Oral testosterone is TRT; enclomiphene and Triclozene are not.
- Maximus oral testosterone is testosterone. But its own pages disagree on which kind. Its help center calls it native, esterless testosterone and describes a sublingual form, while its company information page calls it testosterone undecanoate. Its product page describes pills. Ask for the exact active ingredient, dosage form, and dispensing label. FDA-approved oral products include Jatenzo, Tlando, and Kyzatrex; a compounded product does not become one of those approved products. 12 16 17 49 51 52
- Enclomiphene is not testosterone. It is intended to stimulate the body’s own testosterone production. There is no FDA-approved enclomiphene drug. In June 2022, an FDA advisory committee voted 8–4 against adding it to the section 503A bulk-substances list; FDA’s May 2026 category list still identifies it as under evaluation. That advisory vote is not itself a final approval or blanket ban. 35 36
- Triclozene is not testosterone. Male Excel’s pricing page says it contains clomiphene. But its main TRT page links to the same product under the label enclomiphene citrate. Those aren’t the same drug. Clomiphene is FDA-approved for ovulatory dysfunction in women, and its use in men is off-label. That does not make Male Excel’s compounded combination FDA-approved. Ask Male Excel in writing which drug and all other active ingredients you would receive. 2 3 28 37
Simple rule: if it isn't testosterone, it isn't TRT. It may still be an option for some men, but it's a different treatment with different evidence.
Compounded vs. FDA-approved, in plain English
An FDA-approved drug is a finished product the FDA reviewed for safety, effectiveness, and quality before it could be sold. A compounded drug is mixed by a pharmacy for patients. It doesn't go through that review. 28
Compounding can be lawful when the applicable requirements are met, but it is not FDA approval. The pharmacy matters: Male Excel names two partners; Maximus’s pages reviewed did not identify a patient-specific dispensing pharmacy. Ask for the actual pharmacy name and address, then check its license with the pharmacy board for the state where it will dispense to you. We did not independently confirm the partners’ licenses or your assigned pharmacy. 7 12 28
If you specifically want an FDA-approved generic testosterone, possibly with insurance help, a local doctor or urologist is usually the more direct route. See our treatment-format guide for the distinction between a care service and the drug it dispenses.
Two extras to ask about before you pay
Thyroid medicine at Male Excel. Its starting testosterone prices include desiccated thyroid, made from animal thyroid tissue. FDA says animal-derived thyroid medicines are not FDA-approved. Male Excel’s own safety information warns against using thyroid hormone for weight loss and about serious toxicity from excessive doses in people with normal thyroid function. Ask whether thyroid is optional for you and what diagnosis and tests support prescribing it. FDA’s August 2026 notice describes risk-based enforcement while guidance is developed—not a blanket claim that every such product has already been banned. 2 5 38 39
Tadalafil at Maximus. Maximus’s company information says tadalafil is included in some combinations. Its presence cannot be inferred merely from a warning on a testosterone product page. Ask whether your exact package includes it and have the clinician review your full medication list. Tadalafil must not be combined with nitrates such as nitroglycerin; other blood-pressure medicines can also interact but are not all automatically prohibited. 10 11 12 40
Does Male Excel’s service model fit—but you still need the prescription details? Review Male Excel’s treatment descriptions → Before you pay, ask for the exact product, dispensing pharmacy, and whether thyroid is optional. A public treatment page does not establish what is right for you.
Do Male Excel and Maximus confirm you actually have low testosterone?
Both companies describe blood testing before prescribing, but the public pathways we reviewed do not establish that every new TRT patient gets two confirming early-morning tests. That missing detail is not proof that a second test never happens. Diagnosis requires compatible symptoms or signs plus consistently low testosterone, with appropriate repeat morning testing—not simply completing a kit or questionnaire. 1 3 13 24 25 27
What the guidelines say
Hypogonadism means the body is not making enough testosterone because of a problem in the testes or their control signals. A clinician evaluates both the symptoms or signs and the laboratory results to diagnose testosterone deficiency. Here is what the primary sources say: 24 27
- Endocrine Society’s July 2026 statement: a clinician should use at least two early-morning, fasting testosterone tests, alongside clinical evaluation. It describes a commonly used threshold near 300 ng/dL, not a universal diagnosis from that number. Reversible causes, such as excess weight or certain medications, also need evaluation. 25
- Endocrine Society’s clinical guideline: diagnose only with compatible symptoms or signs and unequivocally, consistently low testosterone. Confirm a low result with a repeat morning fasting test, use an accurate assay, and assess the cause; free testosterone is useful in selected situations. 24
- FDA-approved Depo-Testosterone label: before starting, confirm low testosterone with morning tests on at least two separate days. 27
Total testosterone is all the testosterone in your blood. One low number on one morning isn't a diagnosis. Neither is a quiz. 24 25
What each company's first test checks
This comparison surprised us.
| Marker | Male Excel’s advertised starter kit | Maximus’s published testosterone-protocol requirements |
|---|---|---|
| Total testosterone (all testosterone in your blood) | ✅ | ✅ |
| Free testosterone or SHBG (unbound testosterone, or a protein that binds testosterone) | Not listed in the five-marker kit | Listed |
| LH and FSH (signals from a small gland below the brain that help control the testes) | Not listed | Listed |
| PSA (used in prostate assessment) | Listed | Listed |
| Hematocrit (the share of your blood made of red blood cells; TRT can raise it) | Not listed | ✅ |
| Estradiol (a form of estrogen) | ✅ | Not listed as required |
| Free T3 (a thyroid hormone) | ✅ | Not listed |
| DHEA-S (an adrenal hormone) | ✅ | Not listed |
Male Excel’s homepage describes a five-marker finger-prick kit. Maximus’s lab policy describes required markers—not proof that its $99 kit performs every one. “Not listed” describes the public starter-kit list, not a finding that the clinician never orders that test. PSA testing decisions also depend on age, risk, and discussion with the clinician. Checked September 16, 2026. 1 13 24 26
Why this matters: the Endocrine Society recommends checking hematocrit before testosterone and using LH and FSH to help identify the cause of confirmed hypogonadism. Male Excel’s published starter kit lists none of those markers. It offers a larger 54-marker “360 Blood Panel” to members, but that does not establish which safety tests happen before treatment or whether they cost extra. Ask Male Excel whether your hematocrit and appropriate cause-finding tests will be checked before your first prescription. 1 24 26
Maximus has its own wrinkle. Its lab policy says one at-home kit covers your protocol's full required panel. The same page says to use Quest instead when your protocol needs more than total and free testosterone. Ask Maximus which markers your kit will run, and whether you'll need a Quest draw. 13
What follow-up should the price cover?
Male Excel advertises provider reviews every 60 days and blood testing every six months. Maximus lists testing at baseline, one month, three months, twelve months, and annually after that, with more testing when clinically needed. Ask which visit is a live appointment, which is a message-based review, and what happens if a result needs urgent attention. Neither a support-hours listing nor access to portal messaging proves a response-time guarantee. 1 13 19
The Endocrine Society’s monitoring guidance includes testosterone testing at 3–6 months and hematocrit before treatment, at 3–6 months, and then annually. Prostate monitoring is a shared, risk-based decision. These are clinical checks, not a claim that either company’s standard bundle covers every test you need. 24 26
Already using prescribed testosterone and switching providers? Bring the records that established your diagnosis and your recent monitoring results. Ask the new clinician how prior treatment affects the evaluation; do not stop medication on your own to produce a new “baseline” result. What TRT blood tests are for.
What each company says about who it treats
- Male Excel says it treats based on symptoms, not lab numbers alone. It calls the traditional low-T thresholds outdated. 3
- Maximus’s company information page lists eugonadal eligibility as a selling point: treatment for men with normal testosterone who want higher levels. That is the company’s stated offering, not a guideline-based reason by itself to prescribe testosterone or evidence of benefit for that population. 12 24 25
- Neither public pathway we reviewed clearly establishes two confirming morning tests for every new TRT patient. Ask for the clinical process, not just a list of tests included in the price. 1 3 13
These pages do not let us determine how either company evaluates every patient or whether an individual prescription complies with the rules. Before you pay, ask: “How will you confirm the diagnosis, including repeat early-morning testing when appropriate, and investigate the cause before prescribing?” 24 25 27
Where to get the diagnosis worked out first
Hone Health says confirmatory lab testing is required when initial results suggest eligibility for TRT or other hormone-based treatment. Its current comparison page lists Plus at $135 monthly, or $1,620 for twelve membership payments, with an initial test and consultation listed at $45. Medication and the confirmatory test cost extra, so that is not an all-in treatment total. An older HRT document still lists $129 monthly; use the current plan quote rather than treating the older figure or its refund terms as a promise for a new signup. 22 23 50
Your own primary care doctor or a urologist is the other solid option. Ask your insurer whether the evaluation, testing, and proposed prescription are covered; coverage is not established by this comparison.
Need the diagnostic process settled before comparing subscriptions? Read Hone’s confirmatory-testing policy → This is an information link, not an endorsement of every Hone treatment. Its FAQ says cancellation takes effect at the end of the current billing period; ask for your exact plan’s costs and terms. 23
Will Male Excel or Maximus affect your fertility?
Testosterone from either company can suppress sperm production, and both companies warn about it. The Endocrine Society recommends against starting testosterone in men planning fertility in the near term. Maximus’s claims about maintaining hormone signals with some combinations do not establish that your sperm production or chance of pregnancy will be preserved. 3 9 10 11 24
What both companies warn
Maximus's injection and cream pages say testosterone can suppress your own production and your sperm count. Male Excel's TRT page says treatment can affect sperm production, and that its providers may suggest enclomiphene if fertility is a priority. Its cream safety information also says large doses may lower sperm count. 3 5 10 11
Spermatogenesis is the medical word for sperm production. Testosterone from outside the body can reduce the hormone signals that support it; the degree of suppression varies. 24 27
Maximus's "fertility-friendly" claims, explained carefully
Maximus’s testosterone hub marks fertility-related hormones differently for injections, cream with enclomiphene, and oral protocols. Its footnote attributes results to its own open-label studies. Those are company claims about the studied protocols—not proof that testosterone cream or oral testosterone alone protects fertility. 9
Two things to keep in mind:
- Hormone signals such as LH and FSH are not the same as a sperm count or a pregnancy outcome. A chart showing maintained hormones cannot promise fertility.
- Company studies aren’t independent proof. No one can promise your fertility will be preserved, or that it will recover on a set timeline if it drops. 9 24
The hub also mentions hCG alongside injections. hCG is not testosterone. Approved hCG products have selected indications in male hypogonadotropic hypogonadism—low testosterone caused by inadequate hormone signals to the testes—but that does not make every hCG-plus-TRT program an approved or proven fertility-preserving treatment. A reproductive specialist should decide which approach fits the cause of the problem. 41 24
The safer order of steps
If you want a baby in the near term, see a reproductive urologist before starting any testosterone program. A clinician may recommend a semen analysis as part of the workup; it gives useful information but cannot by itself guarantee fertility. TRT and fertility care routes. 24
Not sure where to start? Find My TRT Path can help you figure out which kind of clinician to see first.
Can you cancel Male Excel or Maximus? Contracts, refunds, and guarantees
Male Excel advertises no contract, but its terms say all sales are final and its refill FAQ gives a 48-hour response window before billing and shipment. Maximus lets you turn off auto-renewal, but its committed plans continue to the term’s end without a standard early-exit refund. Neither policy makes joining a risk-free trial. 2 5 7 15
| Policy | Male Excel | Maximus |
|---|---|---|
| Contract | None. "No Contract, Cancel Anytime" appears on each pricing card. | Month-to-month or committed plans. Its policy mentions 3-, 6-, and 12-month terms. |
| How to stop | Contact the care team to cancel. The FAQ describes 48 hours to act on a refill reminder before billing and shipment; it does not set a universal membership-cancellation deadline. | Turn off auto-renewal in your dashboard or by email. No phone call required. |
| What happens next | Confirm the effective membership-cancellation date and that pending refills are stopped. The terms refer to a cancellation policy without setting out a complete deadline there. | Month-to-month ends at the close of the month. Committed plans run to the end of the term; the policy says remaining shipments continue. |
| Refunds | Terms say all sales are final and fees aren't refundable, with issues handled case by case | No refunds on shipped medication or the rest of a committed term. Consultation and lab fees aren't refundable. Case-by-case exceptions possible. |
| Guarantee | Excel Advantage Guarantee on membership fees (conditions below) | None found for testosterone protocols |
| Damaged or wrong orders | Contact support if the prescription was filled in error | Report within 14 days for a free replacement |
| Price changes | Terms say prices can change at any time | Material changes emailed at least 30 days ahead |
Published terms, not a test of how cancellation works in a patient account: 2 5 6 7 15
Turning off renewal isn't the same as ending your plan
At Maximus, "cancel" can mean two different things. Turning off auto-renewal stops your plan from renewing later. It doesn't end a committed 3- or 6-month plan early. You'll still get, and pay for, the rest of that term. 15
That's why Maximus itself recommends starting month-to-month if you're new to a protocol. 15
What Male Excel's guarantee actually covers
Male Excel advertises that if you follow its protocol for 90 days and your symptoms don't improve, it refunds your membership fees. Its full guarantee terms add conditions: 6
- It's for new members who stay on the protocol for 90 days in a row.
- You must attend all scheduled appointments and follow your provider's recommendations. Proof may be required.
- You must ask within 30 days after the 90 days end.
- It refunds the membership fees for those three months. At $99 a month, that's up to $297. 6
It does not refund medication. Under our starting-price, 60-day injection-bundle model, two supplies bought during the first 90 days cost $480, and part of the second supply extends past day 90. That is a modeled medication purchase amount, not a guarantee of your charge schedule or refund eligibility. The membership guarantee does not cover the whole bill. 2 6
Refills, switching, and getting your records
Before leaving either service, request your laboratory reports, visit notes, prescription history, and current treatment plan. Male Excel’s terms restrict prescription fulfillment to its contracted pharmacies; a new clinic or outside pharmacy should not be assumed to receive an automatic transfer. Its website privacy policy separately excludes medical information handled for affiliated practices, so ask the treating medical group who holds your clinical records. 5 20
Maximus says at-home lab results appear in its portal. Its refill guide ties continued prescribing to clinical review and current labs, and its switching guide says changes may take effect with the next refill and can add fees. Ask for a secure copy of the full clinical record—not only an account-data download. We did not establish either provider’s complete chart-export procedure, turnaround time, or any fee from the pages reviewed. 14 18 19 21
What customers report
These are individual reports visible on Trustpilot when checked September 16, 2026. They are customer-experience signals, not proof of the clinical record, a billing policy, or how often a problem occurs.
- Male Excel: Benjamin, in a review marked verified with an experience date of September 13, 2026, reported that he had not had another blood test after almost four months. That does not establish a missed required test; it shows why the promised monitoring schedule should be clear before enrollment. 42
- Maximus: a reviewer using the name “customer,” with an experience date of September 6, 2026, reported an unexpected roughly $2,000 renewal charge and said support reversed it over a holiday weekend. Tony Curley reported $134 charges rather than $99 and difficulty canceling, but his review’s stated experience date is November 13, 2025, not September 2026. Maximus replied to both reports. 43
The lesson for either company: screenshot your plan, your price, your renewal date, and your cancellation confirmation. A billing complaint does not change what your signed plan says, and a helpful support review does not guarantee an exception.
Don’t want a six-month commitment before the care plan is settled? Read Male Excel’s refill and cancellation FAQ → Its 48-hour refill-response window matters. Ask for written confirmation of both membership cancellation and stopped refills. 7
Which states do they serve, and will you need an in-person visit?
Male Excel lists 11 states where it does not prescribe hormone treatment. We did not find a complete Maximus testosterone state list, and federal telehealth flexibility does not guarantee access in a particular state. The current federal extension runs through December 31, 2026, subject to its conditions and applicable state law. 1 12 19 33 34
State availability
Male Excel says its providers prescribe hormone treatment in all states except Alabama, Alaska, Arkansas, Connecticut, Hawaii, Idaho, Louisiana, Minnesota, Mississippi, New Hampshire, and Rhode Island. Confirm your location and exact treatment before paying; this list does not establish availability in U.S. territories or a particular appointment slot. 1 5
Maximus says it serves clients across the United States. Its all-50-states claim in the company information page is made for weight-loss programs, not a complete testosterone availability list. It also says prices may vary slightly by state. Confirm your state and your specific treatment before you pay, including what happens to a committed balance if you move or service becomes unavailable. 12 19
What the current telehealth extension does—and does not promise
Testosterone is a Schedule III controlled substance in the United States. It requires a valid prescription; an online questionnaire is not a prescribing exception. 27 32 34
Federal law generally requires an in-person medical evaluation before prescribing a controlled substance through the internet unless an exception applies. The current fourth temporary extension runs through December 31, 2026 and allows qualifying telemedicine prescribing without a prior in-person evaluation when its conditions are met. For testosterone, that includes the applicable audio-video encounter, legitimate medical purpose, federal registration requirements, and state-law compliance. We are not assuming what rules will replace the extension. 33 34
Here's how each company handles it:
- Male Excel says in its site footer that, based on DEA and state laws, your plan may require an in-person exam. 1
- Maximus says on its testosterone page that no in-person clinic visits are required. 9
A company’s “no in-person visit” statement is not a guarantee for every patient. Your clinician or state rules may still require one. Ask before you prepay: “If my state, the clinical assessment, or federal rules require an in-person visit, how will you arrange it, what will it cost, and what happens to unused prepaid months?” This matters most on a committed plan. 1 19 33 34
Tell the service where you will physically be during the appointment, including travel or a move. Compare online and local TRT care before choosing a prepaid plan. 5 19
Insurance and HSA/FSA
- Male Excel’s terms say it does not accept commercial insurance and is not enrolled in Medicare or Medicaid; the terms also restrict submitting claims for its services. Its FAQ says FSA, HSA, or HRA reimbursement may be possible, but it does not provide a letter of medical necessity. 5 7
- Maximus is direct-pay, and its product pages say it's HSA/FSA eligible. 10 11 12
- Check with your plan administrator before counting on HSA or FSA money.
If insurance coverage matters to you, ask a local doctor or urologist about an FDA-approved product and check your medical and pharmacy benefits before paying. An FDA-approved prescription still does not guarantee insurance coverage.
Who takes care of you, and can you trust what they say?
Male Excel describes care through affiliated medical groups, reviews every 60 days, and phone support seven days a week. Maximus describes physician-led care, portal messaging, and weekday chat; we did not independently verify your assigned clinician or appointment availability. The FDA’s June 2026 warning letter to Maximus concerns compounded weight-loss marketing—not testosterone—but belongs in a transparent trust assessment. 1 5 12 13 31
| Care or trust detail | Male Excel | Maximus |
|---|---|---|
| Who runs care: provider-stated | Affiliated medical groups, including Male Excel Medical, P.A.; public leadership includes Peter Fotinos, MD, and Lorna A. Brudie, DO | Company describes board-certified physicians and medical-school advisors; its founder is S. Cameron Sepah, PhD |
| Who you’ll talk to | Company says care stays with one provider; a verified service review identifies a nurse practitioner, not necessarily a physician | Says a physician reviews the care; administrative or care-team messages should not be assumed to come from that physician |
| Follow-up rhythm: provider-stated | Every 60 days, tied to refills; scheduled blood testing every 6 months | Published lab schedule includes months 1, 3, and 12, then annual tests; more when clinically needed |
| Laboratory disclosure | Describes Excel Medical Labs in North Carolina as its own CLIA-certified lab; we did not verify the certificate in an official database | At-home collection, accepted outside lab results, or Quest, with conflicting descriptions of home-kit coverage |
| Support hours | Phone, Monday–Sunday, 7 a.m.–9 p.m. (listed as EST) | Chat Monday–Friday, 9 a.m.–5 p.m. (listed as EST); text line; email |
| Certification claims | No independently verified platform or pharmacy certification finding in this comparison | Cream page describes LegitScript-certified U.S. pharmacies; we did not independently verify a current certificate or assigned pharmacy |
| Company | Male Excel Inc. dba Excel Medical, Charlotte, NC | Maximus Health, Inc., Santa Monica, CA |
Company descriptions are attributed, not credential verification: 1 5 7 11 12 13 42
One check worth making: ask for your prescriber’s name, role, and license number, then verify the license with the relevant state board. A nurse practitioner may be licensed through a nursing board rather than a medical board. Ask separately who answers clinical messages and when a clinician—not only support—will respond.
What reviews say, and what they can't
On September 16, 2026, Male Excel showed 4.5 on Trustpilot from 6,467 reviews, with 7% one-star. Maximus showed 4.4 from 1,070 reviews, with 9% one-star. Both profiles say the companies invite reviews and have paid Trustpilot subscriptions. Those are third-party customer-review figures, not TRT Provider Guide scores or proof of medical quality. 42 43
Reviews tell you about sign-up, shipping, and support. They can't tell you whether a treatment is safe or will work for you.
“She made it easy, answered all questions” — Greg, Male Excel reviewer marked verified by Trustpilot; stated experience September 14, 2026. 42
After shipment problems, “the staff tracked my issue until resolution.” — Ryan Kenney, Maximus reviewer; an unprompted review with stated experience August 29, 2026. 43
Individual service experiences. Not a claim about typical results or medical outcomes.
The FDA warning letter to Maximus
On June 8, 2026, the FDA sent Maximus a warning letter about how its website described compounded semaglutide and tirzepatide, which are weight-loss drugs. 31
The FDA found that the marketing misleadingly suggested those compounded products had been evaluated for safety and effectiveness, and objected to describing compounding pharmacies as FDA-approved. The FDA does not approve pharmacies that way. The letter requested a response within 15 working days. 31
What it doesn't mean: the letter isn't about testosterone. It isn't a recall and does not report a patient injury. It also does not establish that Maximus’s testosterone care or products have FDA approval. 31
Why it still matters here: compounded testosterone also lacks FDA premarket approval. A reader should not treat a pharmacy-quality claim as proof that a specific compounded drug was approved or shown to work. We did not find a close-out letter attached to the warning-letter record; that does not establish the status of any private correspondence or remediation. 28 31
Where each company's own pages disagree
We found several places where a company's own pages don't match. Each one changes what you should ask. The discrepancy itself does not establish why it happened.
| Company | One page says | Another says | What to ask |
|---|---|---|---|
| Maximus | First-month discount requires a 6-month plan (injection and cream pages) | Discount requires a 12-month plan (testosterone hub FAQ) | "Which plan length does the discount need today?" |
| Maximus | Oral testosterone is "native testosterone" (help center) | It's testosterone undecanoate (company information page) | "Which testosterone is in my capsules?" |
| Maximus | Protocol pricing describes consultations, monitoring, and medication | Lab policy says follow-up lab tests cost extra | “Does monitoring mean a clinician’s review, the test itself, or both? What are my charges?” |
| Maximus | One home kit covers your protocol's full panel (lab policy) | Use Quest when you need more than total and free testosterone (same page) | "Which markers will my kit test?" |
| Maximus | Testosterone hub says no in-person visits are required | Its refill guide requires state availability, and federal flexibility is conditional through December 31, 2026 | “Does my situation require an in-person visit, and what happens to my plan if access changes?” |
| Male Excel | Triclozene is $120/month (pricing page) | Triclozene is $95/month (same page) | "What's my exact price?" |
| Male Excel | Triclozene contains clomiphene (pricing page) | Same product labeled enclomiphene citrate (TRT page) | "Which drug would I receive?" |
| Male Excel | Current pages list $99 monthly membership | A legacy subdomain still lists $30 membership and $20 shipping | “Please confirm my current membership and shipping charges in writing.” |
| Male Excel | No in-person appointments (Trustpilot company profile) | Your plan may require an in-person exam (site footer) | "Will I need an in-person visit in my state?" |
The differences above are from provider pages; the federal condition is from the rule itself. 1 2 3 8 9 10 11 12 13 17 19 34 42
What should you ask Male Excel and Maximus before you pay?
Send both companies the same questions in writing so their answers line up. Get the exact medicine, every charge for 12 months, the commitment, and how cancellation works. If a required cost is still blank, your comparison isn’t finished yet.
Copy this and send it to both:
I'm comparing TRT programs before I pay. Please answer for the exact treatment and plan available to me, not your lowest advertised price.
- What is the exact medication, and what are all its active ingredients? Is it FDA-approved or compounded? Which pharmacy will fill it?
- Who will prescribe for me, and are they licensed in the state where I'll be physically located? Could I need an in-person visit, now or after December 31, 2026?
- How will you confirm low testosterone, including repeat early-morning testing when appropriate? Which safety and cause-finding markers will you check before prescribing, and is hematocrit included?
- What follow-up labs and visits are included? What would trigger an extra charge?
- Please list every charge and date in my first 365 days: start fee, membership, medication refills, labs, shipping, tax, and anything else. Does a 60-day refill create a seventh charge, and does any commitment extend beyond day 365?
- What is the minimum commitment? If I stop after one month, how much will I still owe?
- How do I stop renewal or refills, and how many days before a charge must I do it? What happens to shipments already scheduled?
- What's refundable if I'm not prescribed treatment or can't continue?
- How do I get a copy of my lab results and medical records for another doctor?
- How will you handle my fertility plans and health history before any treatment decision?
The two questions that do most of the work: "What is every charge in my first 12 months?" and "If I stop after two months, what do I still owe?"
Fill in their answers side by side:
| Question | Male Excel’s answer | Maximus’s answer |
|---|---|---|
| Exact medication and FDA status | ||
| Pharmacy name | ||
| Second confirming test required? | ||
| Hematocrit checked before starting? | ||
| All charges, first 12 months | ||
| Financial commitment remaining after month 12 | ||
| Minimum commitment | ||
| Minimum commitment | ||
| Owed if I stop after 2 months | ||
| How and when to cancel | ||
| In-person visit needed? |
A blank box means "unknown," not "$0."
Why do other Male Excel vs Maximus comparisons disagree with this one?
Some comparison pages reverse the lab inclusions or leave medication out of the headline cost. Others describe treatment menus that do not match the providers’ current pages. The useful check is the current medicine, included tests, and written plan—not which article gives the lowest number. 1 2 9 13 44 45
| Where it appears | What it claims | What the current provider information supports |
|---|---|---|
| ClinicLayer, “Male Excel vs Maximus” | Maximus includes labs; Male Excel charges extra | Maximus says follow-up labs are separate. Male Excel includes scheduled six-month blood testing; that does not establish every extra test is free. |
| ClinicLayer, “Male Excel vs Maximus” | Male Excel costs $1,388 a year | The current injection-and-thyroid medication rate alone adds $1,440 for six 60-day supplies, before membership, startup, shipping, and other charges. |
| ClinicLayer, “Male Excel vs Maximus” | Maximus has 4.6 on Trustpilot | The displayed score checked September 16, 2026 was 4.4 from 1,070 reviews; ratings are not medical-quality evidence. |
| ExploreTreatments, Male Excel review | Maximus is injection-only | Maximus lists injections, cream, oral testosterone, and non-testosterone enclomiphene options. |
| ExploreTreatments, Male Excel review | Describes home phlebotomy for Male Excel testing | Male Excel’s current homepage describes its starter test as a finger-prick kit; ask whether any additional draw is needed. |
| ExploreTreatments, Male Excel review | Male Excel offers Kyzatrex, an FDA-approved oral testosterone product | We did not find a current Male Excel offer for Kyzatrex. Its pages instead describe compounded testosterone and the non-testosterone Triclozene product. |
| Legacy Male Excel pricing page | Membership is $30 monthly | The current homepage and treatment-cost page list $99 monthly. |
Every row is a dated comparison of published pages, not a claim about every current offer or the reason an older description differs. Provider details can change. 1 2 3 8 9 13 43 44 45
Who should skip both Male Excel and Maximus?
Start with the appropriate clinician rather than a standard online TRT enrollment when fertility is a near-term priority, the diagnosis is unconfirmed, insurance is essential, or your medical history needs specialist assessment. The Endocrine Society’s guideline flags issues such as elevated hematocrit, untreated severe sleep apnea, certain cancer concerns, and recent major cardiovascular events. A website comparison cannot clear those risks or determine eligibility. 24 25 27
| Your situation | A better first step |
|---|---|
| Trying to have a baby in the near term | Reproductive urologist |
| Low testosterone has not been properly confirmed | Primary care or urology; Hone is an alternative with a published confirmatory-test policy, not a guarantee of suitability |
| You need insurance or a specific FDA-approved product | Primary care doctor or urologist |
| You live in one of Male Excel’s 11 excluded states | A local clinician, or another service only after verifying your state and exact treatment |
| Prostate or breast cancer history, a prostate lump, or an abnormal PSA | Urologist or oncologist for individualized assessment; do not use a generic online eligibility claim |
| Elevated hematocrit, untreated severe sleep apnea, severe urinary symptoms, uncontrolled heart failure, thrombophilia, or a heart attack or stroke within the past six months | Your doctor or the appropriate specialist; thrombophilia means an increased tendency to form blood clots |
| Headaches or vision changes with a concern about low testosterone | Prompt medical evaluation; symptoms and testing determine whether a pituitary workup or urgent care is needed |
| Chest pain, trouble breathing, or sudden signs of stroke such as facial droop, arm weakness, or trouble speaking | Emergency care now—call 911 |
| New unexplained one-sided leg swelling, pain, or redness | Seek urgent medical evaluation; chest pain or breathing trouble with it is an emergency |
The specialist flags above draw on the Endocrine Society guideline and product warnings, not a personal diagnosis. 1 23 24 27 48 53
What changed in the safety discussion: in 2025, FDA removed the prior boxed cardiovascular-risk language from testosterone labeling after reviewing TRAVERSE, a large clinical trial, while requiring blood-pressure warnings. In June 2026, FDA requested further changes to indication and prostate-related labeling. A request is not proof that every product label has already changed, and evidence from a studied product and population does not establish that every compounded product or higher-testosterone program is safe. Blood pressure, hematocrit, symptoms, and the exact product still require clinical follow-up. 29 30
Not sure which of these applies to you? Map the care route and questions to discuss with Find My TRT Path → Free and educational. It won't diagnose you or promise a prescription.
How did we compare Male Excel and Maximus?
We read both companies’ pricing, product, help-center, and policy pages on September 16, 2026. We checked Endocrine Society guidance, FDA information and labeling, the FDA’s letter to Maximus, and federal telehealth rules, then did the cost math ourselves. We did not enroll, pay, or receive medication, and this page was not clinically reviewed.
We follow our published method, How We Review TRT Providers. It keeps four things separate: facts we verified, things the provider says, customer-experience signals, and our own conclusions. It checks complete cost instead of repeating a teaser price; where a required charge is unknown, we show the gap rather than call a subtotal complete. We don't give providers numeric scores, and being listed here isn't an endorsement.
What we actually verified
Date checked: September 16, 2026
Sources read: Male Excel’s homepage, current and legacy pricing, TRT and injection pages, FAQ, terms, guarantee, and privacy policy. Maximus’s treatment pages, company information, lab and kit policies, subscription terms, oral-treatment and switching guides, and privacy policy. Both Trustpilot profiles. Hone’s current plan and confirmatory-test pages and older HRT document. Endocrine Society guidance, FDA drug and compounding information, official labels, the Maximus warning letter, and federal telehealth sources. The linked source list identifies each document.
Verified as published—not independently tested: the stated prices, plan lengths, startup charges, membership benefits, lab prices and schedules, cancellation terms, guarantee conditions, treatment menus, Male Excel’s state exclusions, and the named Male Excel pharmacy partners. A live public page shows what a provider says, not what every patient receives.
Provider-stated, not independently confirmed: clinician credentials and continuity, lab certification, assigned pharmacy and licensure, proposed dosing schedules, daily-dosing benefit claims, and Maximus’s fertility-marker results. Public claims are not a medical quality score.
Not established for an individual patient: complete 365-day cost; current Male Excel shipping and actual refill charge dates; whether the proposed injection is compounded or a named FDA-approved product; Maximus’s exact oral molecule and dosage form; full home-kit coverage; required confirming-test charges; state-by-treatment availability; appointment and clinical response times; the assigned prescriber and pharmacy; complete record-release procedures and fees; or the status of nonpublic FDA correspondence. These gaps are reflected in the comparison rather than filled with estimates.
What we didn’t do: sign up, pay, receive medication, test support response times or cancellation, interview clinicians, or verify individual clinician, pharmacy, and laboratory credentials in official registers.
Our relationships: Male Excel is a documented commercial partner. The external provider links here are public information links, not tracked referrals. No commission is earned through those links. Disclosure.
What would change our verdict: a different written prescription or complete quote, a change in Maximus’s commitment terms, confirmed Male Excel shipping and refill timing, clarified lab inclusions, changes to state coverage, or new telehealth rules.
Read our editorial standards or send a correction with the current source and the specific claim affected.
Male Excel vs Maximus: frequently asked questions
These questions address the price, prescription, testing, and contract differences between Male Excel and Maximus. The answers distinguish published terms from our calculations, checked September 16, 2026.
Is Male Excel cheaper than Maximus?
Maximus has the lower published injection rate with a six-month commitment. Our $1,595.88 versus $2,727 scenarios are not complete first-year quotes: Maximus assumes four $99 kits cover the needed tests, while Male Excel excludes shipping and includes only six 60-day supplies. Male Excel’s small modeled edge over Maximus month-to-month is not a guaranteed saving. 2 10 13
Is Male Excel's $99 a month all-inclusive?
No. It is a required membership. The listed injection-and-thyroid medication bundle starts at another $120 monthly equivalent, billed in 60-day supplies, plus a $99 lab-and-visit start and shipping. Extra testing or a different prescription can add cost. 2 5
Does Maximus include lab work?
Its lab policy says follow-up tests are extra and lists $99 home kits, but gives conflicting descriptions of which markers the kit covers. The standard schedule lists baseline, month 1, month 3, and month 12. Uploading accepted outside results has no Maximus upload fee; the outside tests themselves may cost money. 13
Can I cancel Maximus anytime?
You can turn off auto-renewal anytime. But Maximus's policy says 3- and 6-month plans run to the end of the term, with no early termination or partial refund. Only month-to-month plans end at the close of the current month. 15
Can I cancel Male Excel anytime?
Male Excel advertises no contract and says you can pause or stop through its care team. Its terms say all sales are final, and its FAQ gives a 48-hour window to act on a refill reminder before billing and shipment. Confirm the effective membership-cancellation date and pending refill status in writing. 2 5 7
Is the testosterone from Male Excel and Maximus FDA-approved?
The pages reviewed describe compounded testosterone, which is not FDA-approved. Ask for the exact drug, manufacturer or compounding pharmacy, and dispensing label rather than assuming an injection is an FDA-approved generic. FDA approval of a different product does not transfer to the compounded preparation. 1 10 11 16 28
Which is better for fertility?
Testosterone from either company can suppress sperm production. Maximus’s company-reported hormone-marker results do not guarantee sperm production or pregnancy outcomes. If you want children in the near term, a reproductive urologist is the better first step than choosing a standard TRT subscription. 9 24
Do Male Excel or Maximus take insurance?
No. Both are cash-pay. Maximus says it's HSA/FSA eligible, and Male Excel says HSA, FSA, or HRA funds may be used for reimbursement. 5 7 10 12
Which states does Male Excel not serve?
Male Excel says it does not prescribe hormone treatment in Alabama, Alaska, Arkansas, Connecticut, Hawaii, Idaho, Louisiana, Minnesota, Mississippi, New Hampshire, or Rhode Island. We did not find a complete Maximus testosterone state list; do not assume it serves every state excluded by Male Excel. 1 12 19
Is Maximus the same as Maximus Tribe?
Yes. The company operates at maximustribe.com and is often called Maximus Tribe. Its legal name on the FDA's June 2026 letter is Maximus Health, Inc. 12 31
Is Male Excel the same as the ExcelMale forum?
No. Male Excel says it isn't connected to Nelson Vergel, the EXCELMALE brand, or the EXCELMALE forum. 1
What is Triclozene?
It's Male Excel's pill. Its pricing page says it contains clomiphene, thyroid, and selenomethionine. It isn't testosterone. Male Excel's TRT page labels the same product "enclomiphene citrate," so ask which drug you'd receive. 2 3
Do I need a low testosterone diagnosis to start?
A proper testosterone-deficiency diagnosis requires compatible symptoms or signs and consistently low results confirmed with appropriate repeat early-morning testing. Both companies describe blood testing, but the public pathways we reviewed do not establish two confirming tests for every new TRT patient. Maximus’s marketing of treatment for normal levels is not itself a guideline-based indication. 1 3 12 13 24 25
Daily injections or weekly injections: which is better?
Male Excel advertises daily injections under the skin; Maximus advertises one or two weekly. Those schedules do not prove one company delivers better treatment. Your prescriber must choose the product, dose, schedule, and monitoring based on your clinical situation, not a price comparison. 4 10 27
Will I need an in-person visit?
Possibly. The current federal extension permits qualifying telehealth prescribing without a prior in-person evaluation through December 31, 2026, but it does not override state law or a clinician’s judgment. Male Excel warns that an in-person exam may be required. Ask either company what your situation requires and what happens if access rules change. 1 19 33 34
Was the FDA's warning letter to Maximus about testosterone?
No. The FDA's June 2026 letter covered how Maximus's website described compounded weight-loss drugs (semaglutide and tirzepatide). It wasn't a recall, and it didn't address testosterone. 31
What’s the bottom line on Male Excel vs Maximus?
Maximus’s six-month injection plan has the lower published base rate if that prescription fits your care and you accept the commitment. Male Excel’s no-contract model, 60-day provider reviews, and included scheduled blood tests may better fit someone who values those services. Neither company has a verified all-in price for you until the medicine, tests, shipping, refill dates, and exit terms are settled. 1 2 10 13 15
Either way, get every charge in writing, ask which exact medicine you'll receive, and settle the fertility and diagnosis questions before you pay.
Does Male Excel’s no-contract model fit the questions you’ve now resolved? Check Male Excel’s current membership and treatment pricing → Bring the question list above. Ask about baseline safety testing, shipping, the refill deadline, and your exact medication before you pay.
Able to accept a six-month term and looking for the lower advertised rate? See Maximus’s current injection plans (public information link)
Still not sure which TRT care route fits you? Use our free Find My TRT Path tool.
This page is educational information, not medical advice. Testosterone is a Schedule III controlled substance that requires a valid prescription and ongoing monitoring. Don’t start, stop, or change any medication without your clinician. Call 911 for chest pain, trouble breathing, or sudden stroke symptoms such as facial droop, arm weakness, or trouble speaking. New unexplained one-sided leg swelling, pain, or redness needs urgent medical evaluation. 24 27 32 48 53
Sources
Sources were checked September 16, 2026. Provider pages establish published statements and policies; official clinical and regulatory sources support the medical and legal distinctions.
1. Male Excel homepage — Membership benefits, starter-test markers, excluded states, treatment descriptions, leadership, and safety statements.
2. Male Excel — Hormone Treatment Costs — Startup charge, membership, medication bundles, billing intervals, and conflicting Triclozene amounts.
3. Male Excel — TRT Online — Treatment menu, symptom-focused marketing, Triclozene link label, and fertility statements.
4. Male Excel — Testosterone Cypionate Injections — Advertised injection formulation, daily schedule, and supplies.
5. Male Excel — Terms and Conditions — Prescription fulfillment, child-resistant packaging statement, billing, insurance, refunds, unusable specimens, and safety information; page states updated July 2026.
6. Male Excel — Excel Advantage Guarantee Terms — New-member eligibility, 90-day participation, request deadline, and membership-only refund.
7. Male Excel — FAQ — Named pharmacy partners, 48-hour refill-response window, cancellation, reimbursements, and no letter of medical necessity.
8. Male Excel — Legacy Pricing Page — Older $30 membership and $20 shipping statements; not treated as a current patient quote.
9. Maximus — Testosterone Hub — Treatment menu, fertility-marker claims and study limitations, in-person marketing, and promotional-term discrepancy.
10. Maximus — Injectable Testosterone — Published 1-, 3-, and 6-month rates, promotion, shipping, injection description, and compounded-drug disclosure.
11. Maximus — Testosterone Cream — Rates, application frequency, transfer warning, compounded disclosure, and pharmacy-certification claim.
12. Maximus — Official Information About Maximus — Company and clinician descriptions, direct-pay model, oral formulation description, bundled ingredients, and eligibility marketing.
13. Maximus — Lab Testing: Costs and Policies — July 23, 2026: prices, required markers, testing schedule, accepted outside results, separate follow-up charges, and inconsistent home-kit coverage descriptions.
14. Maximus — At-Home Testosterone Kit: Collection, Shipping, and Returns — May 4, 2026: portal results, specimen handling, replacement pathways, and Quest requisition pricing.
15. Maximus — Return, Refund & Subscription Policy — Effective April 15, 2026: whole-term commitments, renewal cancellation, no standard early-exit refund, damaged-order claims, and new-patient month-to-month advice.
16. Maximus — Oral Testosterone — Oral product descriptions and rates by committed term; compounded-drug disclosure.
17. Maximus — Oral Testosterone (Native Testosterone): Overview — May 8, 2026: native/esterless and sublingual descriptions; not adopted as proof of efficacy.
18. Maximus — How to Switch or Modify Your Testosterone Subscription — May 11, 2026: next-refill changes, topical-switch evaluation fee, third-party labs, mid-cycle price differences, and oral supplement bundle.
19. Maximus — Oral Testosterone: Labs, Visits, and Refills — May 11, 2026: clinical review, live visits, refill conditions, and state availability.
20. Male Excel — Privacy Policy — Distinguishes website information from medical information handled for affiliated medical practices.
21. Maximus — Privacy Policy — Consumer-data access provisions; not treated as a verified full medical-record export policy.
22. Hone — Compare Basic, Plus & Premium Plans — August 31, 2026: Plus at $135 monthly, $45 initial labs and consult, and medication exclusions.
23. Hone — Membership Frequently Asked Questions — September 4, 2026: conditional confirmatory-testing requirement, separate medication and confirming-test charges, and end-of-period cancellation.
24. Endocrine Society — Testosterone Therapy for Hypogonadism Guideline Resources — 2018 guideline resource: diagnostic standard, repeat testing, cause assessment, fertility, contraindications, and monitoring.
25. Endocrine Society — Statement on Testosterone Replacement Therapy — July 16, 2026: clinical assessment, repeat early-morning fasting measurements, laboratory quality, and reversible causes.
26. Endocrine Society — Guideline Presentation — 2018, slide 37: testosterone and hematocrit follow-up, and shared decisions about prostate monitoring.
27. Pfizer — Depo-Testosterone Prescribing Information — Approved product’s intramuscular route, two separate morning measurements, prescription requirements, and warnings.
28. FDA — Understanding the Risks of Compounded Drugs — Compounded preparations are not FDA-approved and do not undergo FDA premarket review.
29. FDA — Class-Wide Labeling Changes for Testosterone Products — February 28, 2025: cardiovascular boxed-warning change and blood-pressure warnings.
30. HHS/FDA — Requested Updates to Testosterone Therapy Labeling — June 18, 2026: requested indication and prostate-related changes; not proof of completed updates to every label.
31. FDA — Warning Letter to Maximus Health, Inc. dba Maximus — June 8, 2026, MARCS-CMS 730095: compounded semaglutide/tirzepatide marketing and misleading pharmacy-approval statements.
32. DEA — Drug Scheduling — Testosterone listed as a Schedule III controlled substance.
33. HHS — DEA and HHS Extend Telemedicine Flexibilities Through 2026 — Federal extension through December 31, 2026; no guarantee of patient-specific state or clinical access.
34. Federal Register — Fourth Temporary Extension of Telemedicine Flexibilities — December 31, 2025 rule: conditions on qualifying controlled-substance telemedicine prescribing.
35. FDA — Pharmacy Compounding Advisory Committee Meeting Minutes — June 8, 2022 meeting; page 7 records the 4-yes, 8-no vote on enclomiphene citrate.
36. FDA — 503A Nominated Bulk Drug Substance Categories — May 14, 2026 list: enclomiphene citrate remains in category 1, under evaluation.
37. FDA — Clomid Prescribing Information — Approved ovulatory-dysfunction indication; not a male-TRT approval or approval of a compounded combination.
38. FDA — Thyroid Hormone Replacement: Older Therapies Are Not Necessarily Better — Animal-derived thyroid products and lack of FDA approval.
39. FDA — Animal-Derived Thyroid Medication Notice — August 5, 2026: risk-based enforcement approach while guidance is developed.
40. Lilly — Cialis Prescribing Information — Revised March 2026: nitrate contraindication and other blood-pressure interactions.
41. DailyMed — Pregnyl (Chorionic Gonadotropin) Label — Selected male hypogonadotropic-hypogonadism indication; hCG is not testosterone.
42. Trustpilot — Male Excel — Dated rating snapshot and attributable service reports; not evidence of clinical safety or efficacy.
43. Trustpilot — Maximus — Dated rating snapshot, individual billing and service reports, experience dates, and provider responses.
44. ClinicLayer — Male Excel vs Maximus — Used only to identify the specific comparison claims checked against current provider pages.
45. ExploreTreatments — Male Excel Review — Used only to identify treatment-menu and testing descriptions that differ from current provider pages.
46. TRT Provider Guide — Male Excel vs Peter MD — Public disclosure of the Male Excel commercial relationship and use of nontracked information links.
47. TRT Provider Guide — Affiliate Disclosure — Publisher disclosure policy.
48. CDC — About Venous Thromboembolism — Urgent assessment for possible leg clots and immediate care for possible pulmonary embolism.
49. FDA — Kyzatrex Original Approved Label — 2022 approval labeling for the oral product; used to verify product identity and approval, not as the latest safety instructions.
50. Hone — Older Men’s HRT Membership Payment Document — Document states May 28, 2026: $129 monthly/$1,548 annually; not used instead of the newer Plus plan price.
51. FDA — Tlando Original Approved Label — 2022 approval labeling, used only to establish oral product identity and approval.
52. FDA — Jatenzo Original Approved Label — 2019 approval labeling, used only to establish oral product identity and approval.
53. CDC — Signs and Symptoms of Stroke — Sudden weakness, speech or vision changes, and the need to call 911 immediately.